Nothing great. Just a stupid add on card which has not been explained well enough to merchants, like most of the other such cards on the market.
Case in point - IOC Xtra Rewards card - Most of the IOC pumps that I have been to in Mumbai do not have the swipe machine for the card.
OT - Stay away from ICICI credit card anyday. Choose Citibank as it is also free for life (most of their cards) and Better (telephonic) customer care, Decent reward points program, Choice in payment options, Almost error free billing - what more do you want?
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