4 months old car got a hit for no mistake of yours, that's horrible. Do not try to file an FIR. It's waste of time.
As mentioned earlier, I had claimed insurance for lots of cars without filing FIR until it’s a major accident.
Leave your car to the workshop, asks the insurance surveyor to inspect the car and generate a quote. Proceed with the works.
In parallel find out the owner of the van and ask him to bear the difference in cost that needs to be paid after the insurance pay out. Try to get this in writing. This needs to be done immediately. Give him this option, if he is hesitant; tell him that you will file a case. Most of them would agree, as running around the PS will affect their business. |