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satan_crazy · 5th August 2005, 14:50

sad dude :(
after reading some of the responses to my earlier post on my first fiasco, and being in the heat of the things, i got a bit wiser and here are my 2 paise (cents?) ... firstly what not to do - forget the cops, no point ... at the end u'll end up paying them for writing a complaint (not forgetting the time you spend at the police station).

apparently, a person does not need an FIR or a complaint for claiming the insurance. you can just say that you had parked the car and some guy banged into the car and you found the car in that condition; and btw, you only get 50% of the claim for the plastics, lights, mirrors etc ... so you should try and recover the money from the driver/supervisor (atleast threaten them about the FIR etc)

to give a perspective of the cost, the front right panel of my baleno had a small scratch ... probably around 5 cm long, and the cost came out to be 5k inr, which i feel is kinda expensive. anyways, i'm not going to worry about the no-claim bonus ... its just been a month and am sure, there will be a lot more - especially in bangalore.

5th August 2005, 14:50	#6 (permalink)
satan_crazy BHPian Join Date: Jul 2005 Location: Bangalore Posts: 125	sad dude :( after reading some of the responses to my earlier post on my first fiasco, and being in the heat of the things, i got a bit wiser and here are my 2 paise (cents?) ... firstly what not to do - forget the cops, no point ... at the end u'll end up paying them for writing a complaint (not forgetting the time you spend at the police station). apparently, a person does not need an FIR or a complaint for claiming the insurance. you can just say that you had parked the car and some guy banged into the car and you found the car in that condition; and btw, you only get 50% of the claim for the plastics, lights, mirrors etc ... so you should try and recover the money from the driver/supervisor (atleast threaten them about the FIR etc) to give a perspective of the cost, the front right panel of my baleno had a small scratch ... probably around 5 cm long, and the cost came out to be 5k inr, which i feel is kinda expensive. anyways, i'm not going to worry about the no-claim bonus ... its just been a month and am sure, there will be a lot more - especially in bangalore. __________________ Lucifer waits for everyone Last edited by satan_crazy : 5th August 2005 at 14:53.