From my personal experience, I can tell you that it's not going to be easy. Technically, if you have your IT returns and other documents in place, there shouldn't be a problem but the reality is quite different.
Infact when I bought my first car (and my second), I had to get the loan in my mom's name and then in my dad's name despite the fact that my annual income was 5 times more than their combined income. But somehow the banks felt safer giving out the loan to my mom who was due for retirement in 12 months and my dad who had already retired just because they were university professors
