Hello all,
I have an URGENT query regarding insurance claim for car.
My brother used to own a car (Fiat) in Bangalore and recently he relocated to a foreign country. Before leaving the country, he just took an advance from his friend to sell the car *
but* no re-registration was done. Car was handed over to him. Actually, the car was registered in the name of my sister-in-law.
My brother’s friend was driving the car in highways and met with an accident, due to a two-wheeler’s mistake.
When approaching the insurer, my brother mentioned all details through email. Extract of the mail is “
I had handed over my car to Mr.xxx after getting an advance amount. I could not transfer the papers to his name as the hypothecation with TATA Motor Finance is not yet closed.”
My brother’s friend also has given letter to insurance person. Extract of the letter is “
Advance amount has been given and balance amount would be given in an installment”.
But they refuse to cover the damages,
saying my brother’s friend is not authorized to claim since the car is still in my sister-in-law’s name. They also said, even my sister-in-law can not claim now, since car has been sold to other person. They were pointing email and letter as the supporting documents for their denial.
Is there any option possible to claim the expenses for repair? Bill comes ~1L
.