I see what you are saying about accidents in India. I have seen a few fights.
Nothing different to UK insurance companies. They will offer you a price you would struggle to get a similar car for. Reject the offer a few times and they slowly increase the payout.
I was in India several years ago and some bloke hit a tree and died whilst on a motorbike. His family refused to move his body or the motorbike as they claimed he had life assurance and they wanted an assesor out from the insurance company to see the accident scene. So they sat their with his body and the insurance company denied they had received the premium (agent had not been passing the premiums on to them). |