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nutmello · 24th August 2009, 08:10

prudent ways
1. settle every loan account , till last paisa, negotiate and bring down the amount but PAY.
2. CIBIL - is referred by every banker for EVERY LOAN. apply directly to CIBIL and get a copy of your account. if any issue talk to your banker and get it corrected.
3. credit history - is very important till we die. which ever part of world you go, every banker will get access to CIBIL. it will be very difficult then.
4. after all whose money is it? - never think of running away from such things. its a little cowardly. talk and settle, after all we are humans.
5. lastly have a great track record. it helps.
6. fnally never buy depreciating assets on loan.

24th August 2009, 08:10	#11 (permalink)
nutmello BHPian Join Date: Jul 2007 Location: mysore Posts: 40	prudent ways 1. settle every loan account , till last paisa, negotiate and bring down the amount but PAY. 2. CIBIL - is referred by every banker for EVERY LOAN. apply directly to CIBIL and get a copy of your account. if any issue talk to your banker and get it corrected. 3. credit history - is very important till we die. which ever part of world you go, every banker will get access to CIBIL. it will be very difficult then. 4. after all whose money is it? - never think of running away from such things. its a little cowardly. talk and settle, after all we are humans. 5. lastly have a great track record. it helps. 6. fnally never buy depreciating assets on loan.