Another good one is Intuit's "Quicken", I been using this software for over 4 years now and in comparison to Money its far more stable and feature rich (Microsoft basically saw the ever increasing popularity of Quicken, so they desided to copy their concept and came out with Money). Both software pretty much will cover all your basic needs.
Setting up accounts is also very easy and in most cases is automated... just download the file from your financial institute and the software will do the rest (populate account numbers etc)
here is a link for a quick comparison...
http://reviews.cnet.com/4520-6405_7-6300281.html