[nkapoor777]

ramki067, forget about the charges to be paid. Ask both banks/dealers to give you a final quote with all additional expenses included. please compare EMI per lac and see which one is favourable. Also, try and bargain for a favourable prepayment penalty clause. I would suggest taking the loan from a lender who allows you the option to prepay at a very low penalty (but a slightly higher EMI) as compared to someone whose EMI is a little less but you can't prepay that loan due to an exorbitant penalty. vbmenu_register("postmenu_350355", true);