Quote:
Originally Posted by GTO  Your NCB is yours only. It is based on your "no-claim" record. No one or nothing can stop you from claiming the benefits. The fundamental of the NCB is to reward you for not claiming any damages, and thus your premium gets lesser as you are relatively risk-free. |
Oho! Is that how it works? I thought they pass on the NCB as a gratitude since they collected premiums year after year on a car without any payouts. So I thought when the car passes on to the next buyer that person also enjoys the benefit as they keep collecting premiums on the same car wo payouts.
But then in that case if a car is being driven by someone else and it gets into an accident and it can be proven that the owner was not driving it at that point in time the person should keep getting the NCB advantage since he still remains the same risk free driver. Ok I know I am spreading it a bit too thin but then... heinn heinnn heinnnnn
