11.75% seems to be the going rate after a lot of fighting. Since this would be our 5th auto loan with HDFC and I was able to have a word with one of the higher ups, they have offered 11.25% on the Swift VXI ABS. (much to the dismay of P. motors)
The national banks like SBI are the most straightforward and honest. Have settled with HDFC since its not a personal purchase.
Try and strike the best deal its your hard earned $ after all, Good Luck
