guys..i just book a car i have a fair info on auto loan stuff
always get per lakh emi from bank to have an fair idea... 2210-2220 is what i am getting per lakh from hdfc bank its all how u negotiate i could have got bit more better but i gave up early i suppose
dont mix dealer discount and finance payout diff car segment carries diff payout options...
i was quoted initially 2390 per lakh
so talk to bank and dont hesitate to walk out if u are not comfortable on EMI you can speak to couple of branches of same bank
guys they also have targets and incentives associated with this...
Try in month end i did the same i cut the deal on 29th they rush to meet the target