First Congrats for deciding on a new car.
Quote:
Originally Posted by rreddy18 
One of the dealer told me that he can get swift ldi in two months and
VDi in less then 4 months.
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Which dealer in Bangalore are you referring to? Yesterday I visited Pratham Motors, the waiting period he quoted was: VDI - 8 months, LDI - 5-6 months and for the petrol SWIFT 2-3 months.
About the accessories, there was a nice article in the whatcar magazine about factory fitted Vs the after market fitments. The difference between VXI and a LXI + after market accessories, if I remember correctly, resulted in a savings of about 17K. Having said that I not sure whether you can fit Internally adjustable ORVM's in the after market.
I would say go for the LDI and use the money saved on a nice set of Alloys.