Hi guys! could you explain about 3rd party and comprehensive insurance policies for motor vehicles? Is it true that 3rd party insurance covers only upto Rs 6000/- compensation for property damage and unlimited for injuries to opposite party? If yes, Should we pay the amount exceeding Rs 6000/- from our pocket? Any difference in case of comprehensive insurance for damages to opposite party? Is it must to file a FIR to get compensation in case of Comprehensive policy? please help. |