You've got yourself a wonderful car and you want to sell it off because you may get a few scratches or dents on it? C'mon!
First thing, don't be so cautious. There are going to be a few scratches, many of them can be avoided. If you do get a scratch/dent, leave it there for sometime and get them fixed when a few accumulate (If you find visits to the workshop boring and they're not that noticeable). Second, try not to lose all the great things in the car just because of something that 'might' happen.
And about selling this off and buying a Palio, it would be pennywise pound foolish.
You really need to keep this car and drive it around. You'll find the car to be fun to drive once you get very well acquainted with it.