Excellent thread.
I always talk to the banks in terms of per lack per month EMI and that makes wonders.
Also, negotiations are best done towards the end of the month as mentioned in the opening post. Dealers are willing to go that extra mile to achive the monthly numbers...
And I think last 2 weeks of November will be the best time as people (resale value types) want to have new year registrations and also Diwali is over by then so sales are slow...
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