Team-BHP - View Single Post - Bajaj Alianz Car Insurance offer: is it a good offer

amya · 18th January 2008, 10:06

Hi,

I have a Sept 2003 Santro XS used car. When I bought this car, its insurance was with New India. Since it has come to end, I was thinkning of renewing it and Bajaj Allianz gave me the following offer.
Value of car: Rs. 218,000.
Premium: Rs. 9700.

Offer Cover includes:
Theft/accident (cover equal to value of car)
Driver cover (2 lakh)
All Passanger cover (2 lakh)
3rd party property damage (upto 7 lakh)
3rd party person cover.

For passenger cover,the agent said its 2 lakh. I forgot to ask him whether its for all the passengers (2 lakh each) or total 2 Lakh. I will ask him tomorrow when he comes to my place to see my car.

3rd party property damage includes 3rd party car,home,shop etc.

"There are no offers, no discounts, no extra charges and no hidden costs" he said . I am ok with that. Because everyone knows the head-ache, frustration behind the so-called offers and their "conditions apply" star marks.

Also, for the premium, he offered me 5 EMI on my Citibank credit card without any extra charges.

I am writing down few things which I want to have explained before I purchase this policy. Please let me know if its a good offer. Cheers !

18th January 2008, 10:06	#1 (permalink)
amya Newbie Join Date: Oct 2007 Location: MH 12 Posts: 23	Bajaj Alianz Car Insurance offer: is it a good offer Hi, I have a Sept 2003 Santro XS used car. When I bought this car, its insurance was with New India. Since it has come to end, I was thinkning of renewing it and Bajaj Allianz gave me the following offer. Value of car: Rs. 218,000. Premium: Rs. 9700. Offer Cover includes: Theft/accident (cover equal to value of car) Driver cover (2 lakh) All Passanger cover (2 lakh) 3rd party property damage (upto 7 lakh) 3rd party person cover. For passenger cover,the agent said its 2 lakh. I forgot to ask him whether its for all the passengers (2 lakh each) or total 2 Lakh. I will ask him tomorrow when he comes to my place to see my car. 3rd party property damage includes 3rd party car,home,shop etc. "There are no offers, no discounts, no extra charges and no hidden costs" he said . I am ok with that. Because everyone knows the head-ache, frustration behind the so-called offers and their "conditions apply" star marks. Also, for the premium, he offered me 5 EMI on my Citibank credit card without any extra charges. I am writing down few things which I want to have explained before I purchase this policy. Please let me know if its a good offer. Cheers !