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ravibhat · 26th February 2008, 15:37

Bajaj allianz is also good one to deal so far paying renewal premium is easy.

Onething we need to keep in mind if we bargain hard they will reduce the premium by giving voluntary discounts. which means if they had given 2500/- as voluntary discount at the time of claim we need to pay 2500/- apart from minimum amount payment like 700/- or 1000/- which is common with every insurance policy.

But still it will work out fine because we need to payback to them what we availed as voluntary discount only if claim is there. If there is no claim then it means we saved that voluntary discount money

So in either way one must bargain hard when we renew the plicy. For my Innova IDV value 5.76 lac Bajaj quotes 17,400/- and icici quotes for 6.21 lacs idv value 16,062/-.

This includes NO claim bonus from the begining and I am second owner.

ICICI offer look good to eyes i am studying which is ideal one.

Regards,

Ravi.

26th February 2008, 15:37	#21 (permalink)
ravibhat Senior - BHPian Join Date: Jul 2006 Location: Bangalore Posts: 1,534	Bajaj allianz is also good one to deal so far paying renewal premium is easy. Onething we need to keep in mind if we bargain hard they will reduce the premium by giving voluntary discounts. which means if they had given 2500/- as voluntary discount at the time of claim we need to pay 2500/- apart from minimum amount payment like 700/- or 1000/- which is common with every insurance policy. But still it will work out fine because we need to payback to them what we availed as voluntary discount only if claim is there. If there is no claim then it means we saved that voluntary discount money So in either way one must bargain hard when we renew the plicy. For my Innova IDV value 5.76 lac Bajaj quotes 17,400/- and icici quotes for 6.21 lacs idv value 16,062/-. This includes NO claim bonus from the begining and I am second owner. ICICI offer look good to eyes i am studying which is ideal one. Regards, Ravi. __________________ My Innova Sale on HOLD :)