Team-BHP - View Single Post - Insurance Renewal -- query

carlover98 · 3rd March 2008, 14:08

I think, the IDV comes into effect if you have total loss of your vehicle. Otherwise, if it is a dent repairing or bumper replacement, it doesnt take into account the IDV of the vehicle.

We can bargain with the insurenace company to bring down the IDV, if required. But for this we should have ample time at our disposal before the insurance is due for renewal.

3rd March 2008, 14:08	#7 (permalink)
carlover98 BHPian Join Date: Jan 2007 Location: Trivandrum Posts: 72	I think, the IDV comes into effect if you have total loss of your vehicle. Otherwise, if it is a dent repairing or bumper replacement, it doesnt take into account the IDV of the vehicle. We can bargain with the insurenace company to bring down the IDV, if required. But for this we should have ample time at our disposal before the insurance is due for renewal.