Team-BHP - View Single Post - Almost decided on 'SPARK' -- need some more advise

manish_symc · 6th April 2008, 23:08

Friends,

I have almost decided on Spark after TDing so many cars like SWIFT Patrol/Diesel, Palio Stile 1.1, Palio 1.3JTD, U-VA, Spark, i10, Santro, WagonR.
I found Spark is fun to drive and VFM after SWIFT diesel. Spark drives well in city as well as in highways.
I will go for 1.1PS version since I am looking only for Power Steering and AC. On road price in Pune is Rs/- 3.51 Lakhs (Including 10k for 3Yrs GM maintenance scheme).

Dealer is ready to give below accessories for free
- Floor mates
- Mud Flaps
- Sun film

I will ask him to provide Steering cover too.

Could you please tell me what other accessories should I purchase for my car?

Regarding Loans-
- I asked Bank of Baroda for loan and they are providing 11% interest rate for 5 years, 0.5 processing fee and no pre-payment charges. (Per lakh EMI 2176)
- Dealer has tie-up with HDFC and they are giving 10.5% interest rate for 5 years with 2600Rs processing fee.(Per lakh EMI 2131). I am not concerned about pre-payment charges.

I am confused above two. Which loan should I chose.

6th April 2008, 23:08	#1 (permalink)
manish_symc BHPian Join Date: Dec 2007 Location: Pune Posts: 62	Almost decided on 'SPARK' -- need some more advise Friends, I have almost decided on Spark after TDing so many cars like SWIFT Patrol/Diesel, Palio Stile 1.1, Palio 1.3JTD, U-VA, Spark, i10, Santro, WagonR. I found Spark is fun to drive and VFM after SWIFT diesel. Spark drives well in city as well as in highways. I will go for 1.1PS version since I am looking only for Power Steering and AC. On road price in Pune is Rs/- 3.51 Lakhs (Including 10k for 3Yrs GM maintenance scheme). Dealer is ready to give below accessories for free - Floor mates - Mud Flaps - Sun film I will ask him to provide Steering cover too. Could you please tell me what other accessories should I purchase for my car? Regarding Loans- - I asked Bank of Baroda for loan and they are providing 11% interest rate for 5 years, 0.5 processing fee and no pre-payment charges. (Per lakh EMI 2176) - Dealer has tie-up with HDFC and they are giving 10.5% interest rate for 5 years with 2600Rs processing fee.(Per lakh EMI 2131). I am not concerned about pre-payment charges. I am confused above two. Which loan should I chose.