[DriverR]

Thanks for the quick replies guys! I too had felt the loan percentage was high and had told the salesman the same.....twice! In anycase negotiations are still on. Not yet close to finalising the deal. I'm going for max loan, as I can afford to pay large EMIs, but not a large lumpsum downpayment. The mentioned loan is on 85% of the cost. Converting the free accessories into cash discounts sound good.

I'm looking at getting a car within 10 days time, so I cannot go for cars that have long waiting period like the Spark...sorry.

I was told that there is no discounts/freebees on the i10, which i why I did not consider it. Guess I'll have to ask him again.

On the whole, can you let me know everything said and done, does it make sense to go for the Santro IF I get a good deal? At one point of time, I would have happily gone for the Spark, but GM's pricing over the 6 months have made me think twice. I would prefer to put my money on a proven and stable car. At the moment, I see the Santro to be the best value for money given my criteria. I would have seriously considered the i10 Era if I got some disounts.