[snaronikar]

With the set of requirements you have given above, it is only Scorpio. SX4 deos not meeto to most of your requirments as it can be called as a good city car / highway car. But off roading, it may not withstand.

You can also try Safari 2.2. I had read in y'day TOI newspaper that safari is coming with all the safety features Airbags+ABS and other accessories which are not offered by Scorpio. The price advertised was Rs.7.34 L. You may want to check this out.