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amya · 19th May 2008, 13:37

Hi Team,
I have a Santro Xing XS (Sept. '03) which is a used car. I have taken Bajaj Allianz Insurance on it. More details here http://www.team-bhp.com/forum/indian...ood-offer.html (Bajaj Alianz Car Insurance offer: is it a good offer)
While getting it serviced last week, I came to know that the AC compressor has gone bad and it needs replacement.Now the Garage person says that if we get the work done after-market, the cost should be around 12,000/- and if we get the OEM, it will be 22,000/-. I have a little doubt about the aftermarket costing. My question is, if I decide to go for the OEM, can I claim it on the policy? (because its 22,000 no less ! )
I know it will surely take away the NCB benefit; but thats the only thing I know. what would be disadvantages of loosing NCB?. I wish to keep the car for another 2 yrs sure. Also, does a policy cover tyre upgrades? I am planning to upgrade tyres next month as they are showing balding. Please suggest.
(I know the tyre query is a little stupid w.r.t a policy..pardon me !)
Mods: its a mixture of a technical + insuarance query. But the main concern is Insurance cover, thats why I have posted it here.

19th May 2008, 13:37	#1 (permalink)
amya BHPian Join Date: Oct 2007 Location: Pune Posts: 31	Should I claim it? Hi Team, I have a Santro Xing XS (Sept. '03) which is a used car. I have taken Bajaj Allianz Insurance on it. More details here http://www.team-bhp.com/forum/indian...ood-offer.html (Bajaj Alianz Car Insurance offer: is it a good offer) While getting it serviced last week, I came to know that the AC compressor has gone bad and it needs replacement.Now the Garage person says that if we get the work done after-market, the cost should be around 12,000/- and if we get the OEM, it will be 22,000/-. I have a little doubt about the aftermarket costing. My question is, if I decide to go for the OEM, can I claim it on the policy? (because its 22,000 no less ! ) I know it will surely take away the NCB benefit; but thats the only thing I know. what would be disadvantages of loosing NCB?. I wish to keep the car for another 2 yrs sure. Also, does a policy cover tyre upgrades? I am planning to upgrade tyres next month as they are showing balding. Please suggest. (I know the tyre query is a little stupid w.r.t a policy..pardon me !) Mods: its a mixture of a technical + insuarance query. But the main concern is Insurance cover, thats why I have posted it here. __________________ la vida es bella