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Old 16th June 2008, 11:05   #12 (permalink)
Nimz
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Join Date: May 2007
Location: Bangalore
Posts: 367
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Quote:
Originally Posted by googly View Post
Similar query, pls help!!

i have a 2006 july wagonR vxi, Windshield on my wagonR cracked due to flying pebble from a truck tyre on highway, also there are few minor dents,scratches on bumper and body of the car (due to city traffic and parking).

Insurance of this car is due for renewal in july 1st week.

Should i claim for windshield replacement and dent repairs, or should i wait for the insurance renewal and then claim (this way, i will be able to get NCB)? Do they inspect the vehicle before renewal of insurance policy? can i claim after renewal of policy? or should i claim now and not worry about NCB (as it will be not more than 20% of policy premium, i.e~ approx. 2000/=)
I guess you can renew the insurance before July and immediately after renewing you can get it repaired and claim insurance(before July itself) -this way you get the NCB and also the chance of an NCB next year as well.. right guys??
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