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Old 30th June 2008, 13:48   #4 (permalink)
condor
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Join Date: Jun 2006
Location: BLR : the Speed Breaker City
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Doing an on-line renewal is a renewal directly with the isurance company. May be with the state-owned insurance companies, it may be a question of " which agent ? ", since they may not have on-line renewal.

Agent / On-line renewal is only a method of renewal. If & when you want to claim, the process & response will not be dependent on the method of renewal.

So, for most part, with companies like ICICI Lombard / Tata-AIG etc, it should not matter if you go through an agent or on-line for the renewal. Suggest you choose your insurance provider, and then decide on method of renewal.
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