Doing an on-line renewal is a renewal directly with the isurance company. May be with the state-owned insurance companies, it may be a question of " which agent ? ", since they may not have on-line renewal.
Agent / On-line renewal is only a method of renewal. If & when you want to claim, the process & response will not be dependent on the method of renewal.
So, for most part, with companies like ICICI Lombard / Tata-AIG etc, it should not matter if you go through an agent or on-line for the renewal. Suggest you choose your insurance provider, and then decide on method of renewal.
__________________ Life is Analog. Digital is an approximation. |