 Hit by a PMT bus
Hi,
My Zen got hit by a PMT bus from behind. Car was waiting at a red light, and it was raining heavily those days. The PMT bus coming from behind touched the rear end and the dickey and the glass bore the brunt. Since the bus was decelerating, the impact was not much, and everyone was safe, thank God for that. Rear glass and tail light got shattered. PMT bus ran away quickly.
Took it for repairs, and got a new dickey and glass. total bill came to around 16 grand, out of which I had to pay 2.5.
There was nothing much one could do in the situation. The car was waiting on the left side of the road, so that made it all the more worse since it was no fault of ours. Anyway, what is done is done.
Car is back, and the paint job on the dickey is not that great, but is acceptable. Any idea how long it'll stay as new? I've heard the painted stuff is not as good as the original and needs re-touching after a couple of years.
Also, the alarm now keeps going off every now and then. I found the culprit as a broken connnection for the Autocop switch in the bonnet. I wonder why the garage guys had to meddle with that, since the front part was not touched at all. So that means another visit to the garage.
As for the numbers, my insurance guy (National) gave me this break up:
I had to pay:
50% for the plastics, rubber
Nothing for metal, glass of the dickey
10% (salvage its called) for all the parts
Nothing for labour.
So I got
100% labour
40% of plastics, rubber
90% of metal, glass.
Is this Ok? Any other insurance company that betters this?
Am going slow nowadays, and watching my rear view mirror more often!
Simran |