I had the same problem with ICICI, they always under quote the IDV so the premium is low and customers would take their offer. If you ask me I would go with a higher IDV as the 1170 rs is too small when compared to an eventuality where the difference is 1.53 lakhs.
Plus if Tata is offering 2 coupons worth 6K its a cool deal, you can even give to friends if u dont need at a nominal cost. But with current situation take a health check on AIG thought I wont be extremly worried about them. |