My 2 bits:
1. Ensure that the agent is an authorised one. Ask for proof.
2. Calculate the premium yourself using any of the premia calculators on the Net.
3. Get everything in writing before handing over the cheque.
4. Check that none of the usual covers have been excluded.
5. Make sure they are maintaining an acceptable IDV. Some insurers lower the IDV and claim that there quote is much cheaper etc.
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Into each life some rain must fall
Last edited by itwasntme : 26th September 2008 at 15:33.
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