Go Back   Team-BHP > Team-BHP > Team-BHP Advice > On buying a car


Reply
 
Thread Tools Search this Thread
Old 15th September 2015, 17:50   #571
BHPian
 
Join Date: Jun 2015
Location: Thane
Posts: 72
Thanked: 30 Times
Default Re: ARTICLE: How to buy a *USED* Car in India

Quote:
Originally Posted by mail4ajo View Post
How to check for gearbox performance and condition?
Please do check the below forums, you got lot of things to check

http://www.team-bhp.com/forum/buying...car-india.html (ARTICLE: How to buy a *USED* Car in India)
http://www.team-bhp.com/forum/indian...-mistakes.html (Buying a Second Hand Car - Learn from my mistakes!!!)

In short, check the past service history, check any insurance claims has been claimed, get a trusted mechanic to check.
dsnaveen21 is offline   Reply With Quote
Old 16th September 2015, 19:37   #572
BHPian
 
vin11's Avatar
 
Join Date: Aug 2015
Location: Delhi
Posts: 120
Thanked: 75 Times
Default

Quote:
Originally Posted by mail4ajo View Post
I am planning to pick up an i10 AT for my spouse. The car is low mileage, 27K odd kms. What should I look out for while buying i10 and AT in general. How to check for gearbox performance and condition?
Why not look for A Star AT? I assume you can find a better example of a well-maintained car, at a specific price, as compared to the more popular i10. Petrol Automatic hatchbacks aren't usually run much (around 9k per year is fine) and are best suited for newbie or female drivers. I don't have much knowledge but I would say - Auto trannies are complex and if you find even a slight problem (during upshifts, downshifts, or picking up from standstill), walk away!

If you can increase the budget, you can look for Brio AT also. This is one car even you will enjoy driving, thanks to better stance and dynamics!
vin11 is offline   Reply With Quote
Old 22nd September 2015, 16:50   #573
BHPian
 
vsathyap's Avatar
 
Join Date: Aug 2011
Location: BengaLuru
Posts: 244
Thanked: 569 Times
Default Re: ARTICLE: How to buy a *USED* Car in India

Can anyone enlighten me where I can find the MFG date on the tires of the vehicle? I had a tough time figuring out the MFG date to compare it with the VIN-based mfg date. ANy pictures of the same will be highly useful.
vsathyap is online now   Reply With Quote
Old 22nd September 2015, 23:51   #574
BHPian
 
vin11's Avatar
 
Join Date: Aug 2015
Location: Delhi
Posts: 120
Thanked: 75 Times
Default

Quote:
Originally Posted by vsathyap View Post
Can anyone enlighten me where I can find the MFG date on the tires of the vehicle? I had a tough time figuring out the MFG date to compare it with the VIN-based mfg date. ANy pictures of the same will be highly useful.
You can go through this thread and post the query there itself. Which tyre brand BTW?

http://googleweblight.com/?lite_url=...ht5hQENlAb1Uwg
vin11 is offline   Reply With Quote
Old 25th September 2015, 17:00   #575
BHPian
 
Join Date: Mar 2014
Location: mumbai
Posts: 48
Thanked: 26 Times
Default Re: ARTICLE: How to buy a *USED* Car in India

hallo, I'm based in mumbai and am on the look out for a pre-owned Jetta HL Automatic - 2013 or upward make. I have connected with a few used car dealers here but haven't received any offers as yet. Most people have only the Passat etc which i'm not very keen on. If you could share some information or contacts of trustworthy dealers i could connect with it d be of great help to me.
thank you!
famousshoes is offline   Reply With Quote
Old 25th September 2015, 20:23   #576
BHPian
 
Captain Haddock's Avatar
 
Join Date: Sep 2015
Location: Cochin
Posts: 92
Thanked: 121 Times
Default Re: ARTICLE: How to buy a *USED* Car in India

I always believed in Paid inspection at the company's service center. Once we spot a good car ,take it to the dealer there they will check it inside out for a nominal fee. I still don't understand why people don't do that. Today's cars are very expensive to maintain so this check is very important. We can fully check a Maruti or Tata for less than 2k, that is a very reasonable price to pay.
Captain Haddock is offline   Reply With Quote
Old 4th October 2015, 11:09   #577
BHPian
 
Join Date: Jun 2008
Location: Gurgaon
Posts: 35
Thanked: 4 Times
Default Loan, Registration and Insurance on buying a USED car

Hello,

I have gone through the used car advice threads but still have a few unanswered questions:

I am looking at a used BMW320d. The car is currently with the 2nd owner. It was bought by a company in Oct 2012, registered in Nov 2012 and then sold in Feb 2013. The current owner bought it from the BMW pre-owned dealership, financed it via BMW finance and has an outstanding loan amount of 2.5L.

Now for the questions:

1. Should the seller pay-off the loan, get the car de-hypothecated, then sell to me and we go through the re-registration process? I am asking because I just finished de-hypothecating my other car and it took about 50 days to get the RC.

2. Is there an option to transfer ownership if I continue to finance via BMW Finance? I could pay the seller the difference and then increase the loan amount? But how would the re-registration process work?

3. Let's say the seller clears off the loan and de-hypothecates the car. Even after this there is a period of 30-90 days when I have the car, all the registration documents, but the car still hasn't been REALLY transferred in my name. I am assuming the insurance gets transferred only AFTER the RC has my name on it? Or not?

4. Further to point 3, what happens if the car is involved in an accident in this 30-90 day transfer window? How do I claim insurance? The car technically hasn't been completely transferred in my name? Same with insurance?

I am sure there are some experienced members who can clarify some of these points.

Thank you very much in advance.
-Suman
saraf_suman is offline   Reply With Quote
Old 4th October 2015, 20:19   #578
BHPian
 
quickdraw's Avatar
 
Join Date: Mar 2008
Location: Pune
Posts: 927
Thanked: 1,037 Times
Default Re: Loan, Registration and Insurance on buying a USED car

Actually depends on a bunch of things, if you're getting a great deal it makes sense to contact BMW Financial and see if your can refinance the car (be careful though, they are known to pull a fast one on use car finance). If you can pay all cash for the car, I'm sure you can get a lot of 320D's the market is literally flooded with them in all colors/variants and you can easily find one without the loan hassle or you being the third owner.
quickdraw is online now   Reply With Quote
Old 5th October 2015, 08:21   #579
Senior - BHPian
 
ghodlur's Avatar
 
Join Date: Sep 2009
Location: Thane
Posts: 4,754
Thanked: 1,759 Times
Smile Re: Loan, Registration and Insurance on buying a USED car

Quote:
Originally Posted by saraf_suman View Post
Now for the questions:

1. Should the seller pay-off the loan, get the car de-hypothecated, then sell to me and we go through the re-registration process? I am asking because I just finished de-hypothecating my other car and it took about 50 days to get the RC.
Yes, this would be the ideal way to go about. Before the ownership transfer to happen, the car hypothecation has to be removed. There is a form which you need to submit along with the usual forms of Form 29 and 30 where the bank declares that the car does not have any outstanding loan.

Quote:
2. Is there an option to transfer ownership if I continue to finance via BMW Finance? I could pay the seller the difference and then increase the loan amount? But how would the re-registration process work?
Car loan is not similar to Home loan where the pending loan can be transferred to the new buyer. IMO this arrangement will not work. Maybe experts can comment on this.

Quote:
3. Let's say the seller clears off the loan and de-hypothecates the car. Even after this there is a period of 30-90 days when I have the car, all the registration documents, but the car still hasn't been REALLY transferred in my name. I am assuming the insurance gets transferred only AFTER the RC has my name on it? Or not?
You can start the Insurance transfer process parallelly to the ownership transfer process to speed up. However unfortunately until the Insurance ownership is transferred, any claims by you will not be entertained by the Insurance co.

Quote:
4. Further to point 3, what happens if the car is involved in an accident in this 30-90 day transfer window? How do I claim insurance? The car technically hasn't been completely transferred in my name? Same with insurance?
By law you need to take the car on the streets when you have a valid ownership and Insurance of the car in your name. Since in this case Insurance is not transferred, claims will not be accepted by Insurer. However intimating them of the ownership transfer might give you some lee way if they wish to consider your case in case of claims.
ghodlur is offline   (2) Thanks Reply With Quote
Old 5th October 2015, 08:46   #580
BHPian
 
pedrolourenco's Avatar
 
Join Date: Apr 2009
Location: Margao, Goa
Posts: 596
Thanked: 247 Times
Default Re: Loan, Registration and Insurance on buying a USED car

Quote:
Originally Posted by quickdraw View Post
I'm sure you can get a lot of 320D's the market is literally flooded with them in all colors/variants
I seen mostly the E90's on Olx & Quikr. Hardly any F30's. In fact the market is actually flooded with the F10 5 Series.
pedrolourenco is offline   Reply With Quote
Old 5th October 2015, 14:25   #581
BHPian
 
Altocumulus's Avatar
 
Join Date: Jan 2012
Location: BLR / KOL
Posts: 392
Thanked: 304 Times
Default Re: Loan, Registration and Insurance on buying a USED car

Have the previous owner pay the loan. He should get the form 35 within a week from the financier. Deposit this form as well as 29 and 30 (also form 28 if there is a RTO change) together to the RTO. Keep the receipts. Get your name endorsed on the existing insurance.
Altocumulus is offline   (2) Thanks Reply With Quote
Old 6th October 2015, 13:37   #582
BHPian
 
Join Date: Jun 2008
Location: Gurgaon
Posts: 35
Thanked: 4 Times
Default Re: Loan, Registration and Insurance on buying a USED car

Quote:
Originally Posted by Altocumulus View Post
Have the previous owner pay the loan. He should get the form 35 within a week from the financier. Deposit this form as well as 29 and 30 (also form 28 if there is a RTO change) together to the RTO. Keep the receipts. Get your name endorsed on the existing insurance.
Thanks for your advice. How about the insurance cover and other legalities during the time it takes to transfer? i.e. let's say the owner pays off the loan and gets the form 35. I buy the car from him (in cash) and submit all the required forms. I also inform the insurance company. However, am I legally 100% covered in the time is takes to transfer the RC in my name?

Additionally, if I have to take a loan to buy this car, is the Form 35 (with the original owner's name on the RC) good enough to process a new loan?

Thank you!
saraf_suman is offline   Reply With Quote
Old 7th October 2015, 16:32   #583
BHPian
 
Join Date: Dec 2012
Location: Kolkata
Posts: 86
Thanked: 52 Times
Default Re: ARTICLE: How to buy a *USED* Car in India

I was wondering if I am buying a car registered in the name of a company, is there any additional document that need be collected from them (apart from regular forms 29, 30 , RC book, insurance, delivery note etc.) during handover? The reason I am asking this the RC will show the name of the company while the forms are signed by an individual. What documents would link them? Is any sort of NOC from their other directors also warranted? If the RTO officer calls them for verification of sale (quite common these days in Kolkata), should the same director appear before the RTO officer and with authorization from other directors?

A quick search in the forum did not yield any specific response but I could have missed it though. If a thread exists on this already, please let me know.

Last edited by Inquisitive : 7th October 2015 at 16:36. Reason: Addition of the last sentence
Inquisitive is offline   Reply With Quote
Old 7th October 2015, 18:09   #584
Newbie
 
Join Date: Jul 2014
Location: Pune
Posts: 10
Thanked: 11 Times
Default Re: ARTICLE: How to buy a *USED* Car in India

Quote:
Originally Posted by kkkkkaran View Post
Im in the market looking with the same budget and same dilemma. I did test drive the elite i20 petrol, the steering was very uninspiring. And the polo petrol engine is very sluggish. The i20 has this better engine and more gizmos, but the polo takes it away in dynamics.
I wasnt able to decide between either, so now im looking for a used vento highline. 😁
kkkkkaran,

Did you find any luck in searching a used Vento ?
I am in a serious dilemma to choose between City-V MT and Vento Trendline, both being petrol.

Any inputs will be really helpful ?

Thanks
Jaeger is online now   Reply With Quote
Old 7th October 2015, 19:20   #585
BHPian
 
kkkkkaran's Avatar
 
Join Date: Jan 2015
Location: Pune
Posts: 131
Thanked: 70 Times
Default

Quote:
Originally Posted by Jaeger View Post
kkkkkaran,



Did you find any luck in searching a used Vento ?

I am in a serious dilemma to choose between City-V MT and Vento Trendline, both being petrol.



Any inputs will be really helpful ?



Thanks

Ive been a proud owner of a 2014 Vento highline petrol for the last 6 months 😊.
I definitely overpaid the price, paid 7.6 for a 15 month old (from date of invoice) with 13700kms on the odo.
The reason i stuck to it was because i found the seller to be very genuine, and the car beutifully maintained.
The interiors(including the seats and flooring) still had the plastics on them.
There was one dent, which the owner paid me, for repairs.

I find the low end on the city to be really bad, hence drive ability is not so good. The vento is not much better, but its easier to pick it up at lower RPMs.
Keep in mind, the vento has much more clutch travel though.
kkkkkaran is online now   (1) Thanks Reply With Quote
Reply


Thread Tools Search this Thread
Search this Thread:

Advanced Search


Similar Threads
Thread Thread Starter Forum Replies Last Post
ARTICLE: How to buy a *NEW* car in India GTO On buying a car 225 26th August 2016 17:40


All times are GMT +5.5. The time now is 12:33.

Copyright 2000 - 2016, Team-BHP.com
Proudly powered by E2E Networks