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Old 3rd January 2018, 09:23   #211
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Default Re: The Cheap Loan or the Smart Loan - SBI Advantage Car Loan

SBI has reduced the base rate effective from 1st Jan 2018. I understand this will impact positively on the existing loans that are not tagged to MCLR rate. However the rates for the new car loan remains the same.

Any chance that the rate for the new loan will also reduce in the next few days? Also, any indication whether other banks will follow SBI to reduce their rates?
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Old 29th March 2018, 11:38   #212
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Default Re: The Cheap Loan or the Smart Loan - SBI Advantage Car Loan

SBI car loan rates have been increased recently from 8.75 to 9.25 %. May come to 8.9 if your CIBIL is greater than 750. Don't understand why there is an increase despite lowering base rates recently.
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