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|10th June 2013, 16:05||#1|
Join Date: Aug 2008
Thanked: 89 Times
If your car is stolen, there’s no time bar to claim insurance
Came acroos this article on TOI
MUMBAI: A consumer forum has held that the condition with regard to the time limit in intimating an insurance claim is not mandatory but directory. The forum directed Oriental Insurance Company to pay Rs 1.54 lakh compensation along with the insured amount of Rs 4.86 lakh to a Mulund-based man whose vehicle was stolen. The company had repudiated his claim on the ground that he had not intimated them about the claim within the mandatory 48-hour period.
Looks like a very good move!
|12th June 2013, 10:56||#2|
Senior - BHPian
Join Date: Dec 2010
Thanked: 313 Times
Re: If your car is stolen, there’s no time bar to claim insurance
I read the article, the full test of judgement is not given, but it seems that the decision is very narrow. The guy had called them within 48hours, the insurane company messed up afterwards.
Not sure whether this would apply in other cases.
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