Best Auto Insurance service provider - Page 11 - Team-BHP

rjvora_2000 · 14th May 2009, 16:49

Quote:

Originally Posted by runeet

Actually the check is already issued but the insurrance will not kick in until 1 june, also just now I discovered that TATA AIG has no cashless facility

, so am I screwed coz I dont know if there are any horror stories of TATA AIG with the no cashless facility

You should have checked this prior to issuing a cheque. but don't worry about the story's, Tata is not a bad company at all. Remember it next time.

Rohini · 15th May 2009, 22:59

Quote:

Originally Posted by runeet

My father recently renewed our civics insurrance with Tata AIG, the previous one was United India. We have an Indigo also which also needed renewal. We were getting a discount with renewing the insurrance with both the cars. I live in Pune and my question is that in the service station list provided by the provider all of them are for TATA, will there be any problem with the CIVIC.

Tata AIG has got tie up garages for almost all makes. Pls check with the insurance co. They are good in claim settlement.

lohithrao · 8th June 2009, 12:00

My cars insurance is due for renewal tomorrow, Presently have "Royal Sundaram" am confused whether to stick on with "RS" or try reliance?

I need to get it renewed byt tomorrow so need to make the call today..

So folks need your suggestion

FYi i own a Palio Adventure.

rjvora_2000 · 8th June 2009, 12:20

Quote:

Originally Posted by lohithrao

My cars insurance is due for renewal tomorrow, Presently have "Royal Sundaram" am confused whether to stick on with "RS" or try reliance?

I need to get it renewed byt tomorrow so need to make the call today..

So folks need your suggestion

FYi i own a Palio Adventure.

Don't go to Reliance, They are good only in claim's.

lohithrao · 8th June 2009, 12:34

Thanks rjvora,

Previously have had "Oriental" & "United India" Insurance...
are they better/safer?

now my options are:

1 stick on to Royal Sundaram
2 Go for United India or Oriental
3 Tata AIG

Quote:

Originally Posted by rjvora_2000

Don't go to Reliance, They are good only in claim's.

rjvora_2000 · 8th June 2009, 12:45

Quote:

Originally Posted by rjvora_2000

Don't go to Reliance, They are good only in claim's.

Quote:

Originally Posted by lohithrao

Thanks rjvora,

Previously have had "Oriental" & "United India" Insurance...
are they better/safer?

now my options are:

1 stick on to Royal Sundaram
2 Go for United India or Oriental
3 Tata AIG

Sirji I am sorry!!!

What I mean to tell you was Ril is good only in Quotations and not in claim's.

Once again sorry...

I personally don't prefer to go to Government insurance company for motor insurance. RS and Tata both are good, Bajaj is the best in the business.

lohithrao · 8th June 2009, 13:32

rjvora, agree with you on the "government insurance co"

Am looking into Bajaj Allainz now, but must say that they have a site which dont function properly on firefox and chrome...

lohithrao · 8th June 2009, 13:33

I know agents who deal with Oriental and United India insurance, going through this agents does it help?

rjvora_2000 · 8th June 2009, 17:09

Quote:

Originally Posted by lohithrao

rjvora, agree with you on the "government insurance co"

Am looking into Bajaj Allainz now, but must say that they have a site which dont function properly on firefox and chrome...

Quote:

Originally Posted by lohithrao

I know agents who deal with Oriental and United India insurance, going through this agents does it help?

If you can find the Bajaj agent nothing better like it...

Agent will always help you in case of any problem in claims, policy related issue. I my self use Firefox and don't have any issue related to Bajaj site.

lohithrao · 9th June 2009, 19:27

As mentioned in my earlier posts, my car presently has RS insurance, though the renwal dat had come very close i dint receive any renewal notice from them looking at this attitude i was not keen to go back to them..

But when i called their customer support the premium amount what they quoted was much lesser to Oriental or Reliance this did attarct me but raise some suspicion... when enquired they had reduced the "IDV" value by about 65% and as far as i know the depreciative value is 10% every year??

At this rate my car value would b peanuts in a year or 2...

When i asked on how did they come to this figure they told based on the market value...

Anyways i feel this is just the tip of the iceberg and am sure at the time of claim their might be 100s of other issues..

What i feel is to go for any insurance through a trusted agent...

rjvora_2000 · 10th June 2009, 10:24

Quote:

Originally Posted by lohithrao

As mentioned in my earlier posts, my car presently has RS insurance, though the renwal dat had come very close i dint receive any renewal notice from them looking at this attitude i was not keen to go back to them..

But when i called their customer support the premium amount what they quoted was much lesser to Oriental or Reliance this did attarct me but raise some suspicion... when enquired they had reduced the "IDV" value by about 65% and as far as i know the depreciative value is 10% every year??

At this rate my car value would b peanuts in a year or 2...

When i asked on how did they come to this figure they told based on the market value...

Anyways i feel this is just the tip of the iceberg and am sure at the time of claim their might be 100s of other issues..

What i feel is to go for any insurance through a trusted agent...

I am surprised to know this... How can a insurance company reduce the IDV by 65% then last year?

This is really bad!!!

sammyboy · 20th July 2009, 19:18

I just got the insurance policy for the car renewed online through the bajaj allianz website. It was a breeze, got the PDF instantly as well as the SMS.
Had some questions so tried their online chat support, was connected within 30 seconds. Very impressed.
Note: Please use only IE for transactions. Firefox doesnt work well with it.

lambuhere1 · 21st July 2009, 10:52

Any experiences with IFFCO ? Just heard that they are tooo good in claims aspect .

Thanks a lot

lohithrao · 21st July 2009, 11:03

rjvora, yea i was shocked

to top its a lazy co, i got a call from them afetr the lapse of the insurance by then i had taken Oriental...

rjvora_2000 · 21st July 2009, 11:31

Quote:

Originally Posted by lambuhere1

Any experiences with IFFCO ? Just heard that they are tooo good in claims aspect.

Please check this with your work station that do they have a tie-up with them or not?

8th June 2009, 12:00	#153 (permalink)
lohithrao Senior - BHPian Join Date: Feb 2007 Location: Udupi/Bangalore Posts: 1,949 View My Garage	My cars insurance is due for renewal tomorrow, Presently have "Royal Sundaram" am confused whether to stick on with "RS" or try reliance? I need to get it renewed byt tomorrow so need to make the call today.. So folks need your suggestion FYi i own a Palio Adventure. __________________ " Everyone wants to park their car/bike in the shade(of a tree) but none wants to grow one!, SAVE TREES/GROW TREES"

8th June 2009, 13:32	#157 (permalink)
lohithrao Senior - BHPian Join Date: Feb 2007 Location: Udupi/Bangalore Posts: 1,949 View My Garage	rjvora, agree with you on the "government insurance co" Am looking into Bajaj Allainz now, but must say that they have a site which dont function properly on firefox and chrome... __________________ " Everyone wants to park their car/bike in the shade(of a tree) but none wants to grow one!, SAVE TREES/GROW TREES"

8th June 2009, 13:33	#158 (permalink)
lohithrao Senior - BHPian Join Date: Feb 2007 Location: Udupi/Bangalore Posts: 1,949 View My Garage	I know agents who deal with Oriental and United India insurance, going through this agents does it help? __________________ " Everyone wants to park their car/bike in the shade(of a tree) but none wants to grow one!, SAVE TREES/GROW TREES"

9th June 2009, 19:27	#160 (permalink)
lohithrao Senior - BHPian Join Date: Feb 2007 Location: Udupi/Bangalore Posts: 1,949 View My Garage	Anyone dealing with Royal Sundaram be careful As mentioned in my earlier posts, my car presently has RS insurance, though the renwal dat had come very close i dint receive any renewal notice from them looking at this attitude i was not keen to go back to them.. But when i called their customer support the premium amount what they quoted was much lesser to Oriental or Reliance this did attarct me but raise some suspicion... when enquired they had reduced the "IDV" value by about 65% and as far as i know the depreciative value is 10% every year?? At this rate my car value would b peanuts in a year or 2... When i asked on how did they come to this figure they told based on the market value... Anyways i feel this is just the tip of the iceberg and am sure at the time of claim their might be 100s of other issues.. What i feel is to go for any insurance through a trusted agent... __________________ " Everyone wants to park their car/bike in the shade(of a tree) but none wants to grow one!, SAVE TREES/GROW TREES" Last edited by lohithrao : 9th June 2009 at 19:30.

20th July 2009, 19:18	#162 (permalink)
sammyboy Senior - BHPian Join Date: Jul 2006 Location: Dehradun -Bangy (Again :) Posts: 1,015 View My Garage	I just got the insurance policy for the car renewed online through the bajaj allianz website. It was a breeze, got the PDF instantly as well as the SMS. Had some questions so tried their online chat support, was connected within 30 seconds. Very impressed. Note: Please use only IE for transactions. Firefox doesnt work well with it. __________________ Honk your Head off. I will NOT jump the red light

21st July 2009, 10:52	#163 (permalink)
lambuhere1 BHPian Join Date: Oct 2005 Location: @ Driver's Seat @ Posts: 431	Any experiences with IFFCO ? Just heard that they are tooo good in claims aspect . Thanks a lot

21st July 2009, 11:03	#164 (permalink)
lohithrao Senior - BHPian Join Date: Feb 2007 Location: Udupi/Bangalore Posts: 1,949 View My Garage	rjvora, yea i was shocked to top its a lazy co, i got a call from them afetr the lapse of the insurance by then i had taken Oriental... __________________ " Everyone wants to park their car/bike in the shade(of a tree) but none wants to grow one!, SAVE TREES/GROW TREES"

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