Best Auto Insurance service provider - Team-BHP

kalaks2000 · 29th November 2007, 11:28

Hi Folks,

I have the following insurance query which i wld like to know from the experts here.

1. Which is the best insurance provider in terms of the rates and service
2. Who has web enabled online transactions and customer service reports / claim forms for claim
3. How can i check the history of my insurance incase i own the vehicle as second owner, incase of any issue in the past
4. How easy is to renew the insurance and get info abt NCB and other details..

All in all who is the best service provider...private players or PSU companies..

Pla share your valuable thoughts and experiences..as i need to take care of My Santro Xing...

Cheers!

kalaks2000 · 30th November 2007, 15:46

Surprised &

to see that i dont have any suggestions here...

help me..

HotChillyPepper · 9th December 2007, 12:11

Quote:

Originally Posted by kalaks2000

Surprised &

to see that i dont have any suggestions here...

help me..

ICICI Lombard having online renewal and house keeping for your insurance. But I had a problem last time when I tried to renew my insurance through online and the server was not responding well(I was in korea that time). There was no reply for my calls to the customer care, ultimately the insurance expired( and my friends were using the vehicle in inda the time

).

Once i came back India, went to one of the center in Noida and screwed them really hard to get it done.

My friend is having Bajaj Allience and I think that is the best in terms of claims and cust support. Edit: And they have online renewal too...

kalaks2000 · 9th December 2007, 21:19

Thanks..hot chilly i did checked the Bajaj Allianz website, seems to be very userfriendly with relevant information. But need to experience the same. Do you have any friends who have their motor insurance with BA

csentil · 11th December 2007, 18:46

Anyone using Bajaj Allianz here in T-Bhp? Howz there service? I'm planning to shift from Royal Sundaram.

jerish666 · 18th December 2007, 22:10

Quote:

Originally Posted by HotChillyPepper

ICICI Lombard having online renewal and house keeping for your insurance. But I had a problem last time when I tried to renew my insurance through online and the server was not responding well(I was in korea that time). There was no reply for my calls to the customer care, ultimately the insurance expired( and my friends were using the vehicle in inda the time

).

Once i came back India, went to one of the center in Noida and screwed them really hard to get it done.

My friend is having Bajaj Allience and I think that is the best in terms of claims and cust support. Edit: And they have online renewal too...

ICICI my personal experience was bad.For claims and all they are really bad.

benbsb29 · 19th December 2007, 11:16

Quote:

Originally Posted by csentil

Anyone using Bajaj Allianz here in T-Bhp? Howz there service? I'm planning to shift from Royal Sundaram.

My car is insured with Bajaj Allianz. Had a really good experience when getting a cashless claim from them through my dealer with whom they have a tie-up. Even at the time of insurance renewal, they sent along an agent to collect the cheque, while the renewed insurance papers reached me within the next 3 days via courier.

I would rate them pretty high.

finneyp · 19th December 2007, 11:32

Have been insured with Royal Sundaram past 4 years, pretty happy with their Service esp Cashless claims.

Any feedback on Tata AIG?

GTO · 19th December 2007, 12:07

Very happy with Tata-AIG; all my cars are registered with them. Ran a cashless-claim once with zero effort.

vasudeva · 19th December 2007, 13:40

Even Reliance is good from my one experience with them in Oct 2007. Insurance was cashless, in and out of workshop in 30 mins., in and out for delivery after repair also in 30 mins.

HappyWheels · 19th December 2007, 14:13

I was with ICICI, but now with Bajaj Allianz - for the last two year and has 3 insurance claims so far. No problems faced. I would rate them high.

kuttapan · 19th December 2007, 22:34

Royal Sundaram - One claim experience. Good so far.

csentil · 20th December 2007, 19:41

I've got letters from Bajaj Alliance, Tata AIG reminding me that my insurance is due though I have insurance with Royal Sundaram. Their letter reached me only yesterday. :-)

In a dilemma in deciding which one to take.

ravibhat · 1st January 2008, 11:32

My Innova insured with Bajaj Allianz, I know people there

They give pretty good discounts and Ravindu toyota suggests them as well.

According to me If we stick to one service station then go with the insurance company they recommand for cashless and smooth claim.

The claim totally depends on the damage and situation.

Private companies have userfriendly environment where as governement based have their own rules and strategies, thats what I can see with my past experiences.

If someone need help in bajaj allianz i can try to help

Regards,

Ravi.

sgiitk · 1st January 2008, 11:42

I normally switch to Third Party with Fire & Theft after the car is a couple of years old. Costs about half of the comprehensive. Only 'sarkari' cos provide it, and that too when forced.

Before selling a car I take the NCB certificate, and put the car on a fresh policy. This way I transfer my NCB to the new car (there is no problem in that the new car will be fully comp).

With comprehensive rates now slated to come down things may change, and I may stick to comp longer.

29th November 2007, 11:28	#1 (permalink)
kalaks2000 Newbie Join Date: Nov 2007 Location: Bangalore Posts: 23	Best Auto Insurance service provider Hi Folks, I have the following insurance query which i wld like to know from the experts here. 1. Which is the best insurance provider in terms of the rates and service 2. Who has web enabled online transactions and customer service reports / claim forms for claim 3. How can i check the history of my insurance incase i own the vehicle as second owner, incase of any issue in the past 4. How easy is to renew the insurance and get info abt NCB and other details.. All in all who is the best service provider...private players or PSU companies.. Pla share your valuable thoughts and experiences..as i need to take care of My Santro Xing... Cheers!

30th November 2007, 15:46	#2 (permalink)
kalaks2000 Newbie Join Date: Nov 2007 Location: Bangalore Posts: 23	Best Auto Insurance Provider Surprised & to see that i dont have any suggestions here... help me..

11th December 2007, 18:46	#5 (permalink)
csentil Senior - BHPian Join Date: Feb 2007 Location: Bangalore Posts: 1,272 View My Garage	Anyone using Bajaj Allianz here in T-Bhp? Howz there service? I'm planning to shift from Royal Sundaram. __________________ Everyone is born right-handed, only the gifted overcome it. This is my car and I have my wife's permission to say so.

19th December 2007, 11:32	#8 (permalink)
finneyp Senior - BHPian Join Date: Dec 2005 Location: Bangalore Posts: 2,384 View My Garage	Have been insured with Royal Sundaram past 4 years, pretty happy with their Service esp Cashless claims. Any feedback on Tata AIG? __________________ Finney, Bangalore Fiat Palio 1.2 NV - 2004

19th December 2007, 12:07	#9 (permalink)
GTO Team-BHP Support Join Date: Feb 2004 Location: Bombay Posts: 23,441 View My Garage	Very happy with Tata-AIG; all my cars are registered with them. Ran a cashless-claim once with zero effort. __________________ GTO If you don't face any hurdles, you simply aren't playing hard enough. Exceed... Please don't PM for support. Use the Contact Form instead. Please read the NEW Team-BHP FAQ section for all your queries.

9th December 2007, 21:19	#4 (permalink)
kalaks2000 Newbie Join Date: Nov 2007 Location: Bangalore Posts: 23	Thanks..hot chilly i did checked the Bajaj Allianz website, seems to be very userfriendly with relevant information. But need to experience the same. Do you have any friends who have their motor insurance with BA

19th December 2007, 13:40	#10 (permalink)
vasudeva Senior - BHPian Join Date: Mar 2007 Location: Delhi Posts: 2,001 View My Garage	Even Reliance is good from my one experience with them in Oct 2007. Insurance was cashless, in and out of workshop in 30 mins., in and out for delivery after repair also in 30 mins. __________________ For one who sees Me in all beings and sees all beings in Me, I am never lost, nor is he ever lost to Me.

19th December 2007, 14:13	#11 (permalink)
HappyWheels Senior - BHPian Join Date: Dec 2007 Location: Bengaluru Posts: 3,556	I was with ICICI, but now with Bajaj Allianz - for the last two year and has 3 insurance claims so far. No problems faced. I would rate them high.

19th December 2007, 22:34	#12 (permalink)
kuttapan Senior - BHPian Join Date: May 2007 Location: Melbourne Posts: 1,114 View My Garage	Royal Sundaram - One claim experience. Good so far.

20th December 2007, 19:41	#13 (permalink)
csentil Senior - BHPian Join Date: Feb 2007 Location: Bangalore Posts: 1,272 View My Garage	I've got letters from Bajaj Alliance, Tata AIG reminding me that my insurance is due though I have insurance with Royal Sundaram. Their letter reached me only yesterday. :-) In a dilemma in deciding which one to take. __________________ Everyone is born right-handed, only the gifted overcome it. This is my car and I have my wife's permission to say so.

1st January 2008, 11:32	#14 (permalink)
ravibhat Senior - BHPian Join Date: Jul 2006 Location: Bangalore Posts: 2,166 View My Garage	My Innova insured with Bajaj Allianz, I know people there They give pretty good discounts and Ravindu toyota suggests them as well. According to me If we stick to one service station then go with the insurance company they recommand for cashless and smooth claim. The claim totally depends on the damage and situation. Private companies have userfriendly environment where as governement based have their own rules and strategies, thats what I can see with my past experiences. If someone need help in bajaj allianz i can try to help Regards, Ravi.

1st January 2008, 11:42	#15 (permalink)
sgiitk Senior - BHPian Join Date: Dec 2007 Location: Kanpur Posts: 1,486	I normally switch to Third Party with Fire & Theft after the car is a couple of years old. Costs about half of the comprehensive. Only 'sarkari' cos provide it, and that too when forced. Before selling a car I take the NCB certificate, and put the car on a fresh policy. This way I transfer my NCB to the new car (there is no problem in that the new car will be fully comp). With comprehensive rates now slated to come down things may change, and I may stick to comp longer. __________________ Life is short, do not make it shorter! Civic V AT 2010, Santro Automatic 2005

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