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| | #1 (permalink) |
| BHPian | most of the car s are getting air bags these days . even the hatch like swift , wagonR and palio are having air bags now . the damages for the air bag is a lot when there is an accident so i wanted to know was are they covered under the insurance policy or is it the owner has to pay the damages seperately ![]()
__________________ 05 suzi baleno 07 city vtec 08 swift DDIS Live Life in the Fast Lane "vvvrrrooooommmmmmmm" |
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| | #2 (permalink) |
| Senior - BHPian Join Date: Jul 2004 Location: Mumbai/Tokyo
Posts: 1,394
| It is covered under insurance.But one has to give prior intimation to the company before insuring the car.Atleast one of my friend had to do this recently before insuring his car with Tata Aig.Have no clue about the rest. X
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| | #3 (permalink) |
| Senior - BHPian Join Date: Feb 2005 Location: Chennai
Posts: 1,715
| Note From Moderator - Hi Suprise, please follow up your question in the original thread once again, rather than posting the same question in two threads. Thanks. Last edited by Rehaan : 24th June 2005 at 12:43. |
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| | #5 (permalink) |
| Team-BHP Support ![]() | As Beemer said, it is covered, but only for 50% under the senseless rule that prevails in India. Cost of Skoda Airbags Passenger: Rs.53,148, Drivers side: Rs.27,999 Module: 16,487 Seatbelts (have to be changed after the airbags have deployed:Rs.5,763 x 2 Dashboard (has to be changed due to stupid design!):Rs.45,266 Total cost:Rs.1,54,426.00 + 12.5% VAT Look on customers face when he see's the bill: Priceless!
__________________ He who makes the loudest noise usually has the least to say. Unfortunately they don't realise that and keep at it! ____ |
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| | #6 (permalink) |
| Senior - BHPian | Holy Cow thats almost 2 Lac rupees??? Just for an Airbag change, plus there has to be major external damage if the airbags are deployed?? That adds to around 3 Lacs for a Skoda (Heard Spares are costly) and 50% of that will be 1.5L. ![]()
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| | #7 (permalink) |
| Senior - BHPian | Replacing the airbag is one of the most expensive things in the car. The whole dash, steering and the airbags should be completely replaced. Now after seeing the bill, u mite think ur better off without the airbag ![]()
__________________ Mitsubishi Cedia - Pearl White Skoda Octavia vRS - Magic Black |
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| | #8 (permalink) | |
| Senior - BHPian Join Date: Apr 2005 Location: Pune
Posts: 1,806
| Quote:
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| | #9 (permalink) | |
| Senior - BHPian | Quote:
Atleast u won't have to die paying the money...2lacs just for the airbags is way too much, and that too excluding the other damages.. I'm not sayin its useless...its absolutely necessary in ALL cars...period
__________________ Mitsubishi Cedia - Pearl White Skoda Octavia vRS - Magic Black | |
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| | #10 (permalink) | ||
| BHPian | Quote:
Quote:
But i had some other ideas and i did sc**w up the Insurance co. big time . They tried to do the same with me but i had to take the other route and luckily i succedded in that ..p.s You know what ,by now we all know how these insurance cos s***w us and give us the hard time but the other side of the coin is that if we want/decide to do the same with them ,it aint that difficult .. we can really s***w them up Big time(the only thing you need is a lil luck by your side) and when i say big time ,i mean it .. but as we all belong to good families,we avoid doing such things but as the law stands in our country ,we can give them a hard time (provided we 've that luck by our side) . | ||
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| | #12 (permalink) |
| BHPian | Buddy,check out the following link .. http://www.team-bhp.com/forum/buckle...ink-abs-5.html (Think Safety , Think Abs !!!) |
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| | #13 (permalink) |
| Newbie Join Date: Dec 2005 Location: Pune
Posts: 12
| I heard that insurance is not covered in case of an accident claim , normally replacing both airbags cost about 80K to 100K Rs. ![]() Can anyone help me with the following questions. 1. Is airbags covered in the insurance ? If yes which insurance company covers it. 2. If it is not covered any logical reason why it is not covered. Rgds |
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| | #14 (permalink) |
| BHPian | I think it has to be covered. Please give the name of the company which has told you that it is not covered. Give me time till for two day's I will let you know!!!
__________________ Completing one year on 27th November 2009 to "Insurance - Ask me" Thread. - Rupesh Jadavji Vora. |
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They tried to do the same with me but i had to take the other route and luckily i succedded in that ..
