Smart Card instead of RTO RC book - Team-BHP

SPARKled · 1st October 2009, 14:45

My new Spark has a smart card for the RC book which has all the details printed on it. Now the hypothecation to the bank is also printed on the card. However when ever I finish off my loan how would the text on the card be reprinted. Well I guess never. The card probably will updated with the new information but the original hypothecation information will always be printed. So what do people do to remove this hypothecation information from their cards once the car loan is paid off?

Latheesh · 1st October 2009, 14:47

I think you will have to get a new card once you complete the repayment of your loan.

SPARKled · 1st October 2009, 15:04

If we are going to get new cards for any change in information to RTO, I guess this whole purpose of the smart card is defeated.

nishantgandhi · 1st October 2009, 16:43

OT - Can I get a smart card based RC in exchange of my old RC "book"?

shankar.balan · 1st October 2009, 17:55

This is a great initiative by the RTO
Hope they introduce a similar system for us in Karnataka too as well as the other parts of India.

kurmist · 1st October 2009, 17:57

Quote:

Originally Posted by nishantgandhi

OT - Can I get a smart card based RC in exchange of my old RC "book"?

Yes. Recently my cars ownership was changed from my company name to my name and the RC book was replaced with the smart card. So i guess (not sure though) that RTOs are phasing the books with the cards.

HappyWheels · 1st October 2009, 18:08

Quote:

Originally Posted by shankar.balan

This is a great initiative by the RTO
Hope they introduce a similar system for us in Karnataka too as well as the other parts of India.

Shankar,

It is very much introduced here! I got my RC as a card.

nehamit · 1st October 2009, 18:17

Smart card based RC book is already here in Gujarat since Feb 2002. Its optional one. We also get an A4 size print out of the data on card which is very useful for keeping 'paper record'. For HPA entry, smart card is compulsory. Once your loan is paid up, entry is removed from the chip but not from the card, but we get the new print out with latest entry.

srikanths1 · 11th November 2009, 16:41

Quote:

Originally Posted by SPARKled

Now the hypothecation to the bank is also printed on the card. However when ever I finish off my loan how would the text on the card be reprinted. Well I guess never. The card probably will updated with the new information but the original hypothecation information will always be printed. So what do people do to remove this hypothecation information from their cards once the car loan is paid off?

I just got the smart card for my car that i re-registered in Bangalore (transferred from pune). They looted me by 1500 bucks (i had to go through the touts since i had other important work to do). There is no hypothication information printed in the card (i still have 3 months to complete the EMI cycle). They told me its stored in the data base and will be deleted once you present the clearance certificate from your bank and paying a prescribed fee.

But here is the funny part - the RTO guys advice me to keep a laminated copy of the card and leave the original back home. Now what is the point having a smart card then

.anshuman · 11th November 2009, 16:50

Quote:

Originally Posted by shankar.balan

This is a great initiative by the RTO
Hope they introduce a similar system for us in Karnataka too as well as the other parts of India.

Smart cards are being issued in place of RC books since many years in Chandigarh and Delhi.

At Chandigarh RC smartcard is issued the same day the file is submitted hence no waiting for months unlike other RTOs.

jigbarai · 11th November 2009, 16:53

^^ @ srikanths1 -
this is what most of us would be doing anyways.
it is as good a process as having a copy of the RC book in the car and keeping the original at home.

very important to have the original with you at all times, incase the vehicle is stolen or someone makes away with just the smart card.

1st October 2009, 14:45	#1 (permalink)
SPARKled BHPian Join Date: Aug 2009 Location: Mumbai/Pune Posts: 97	Smart Card instead of RTO RC book My new Spark has a smart card for the RC book which has all the details printed on it. Now the hypothecation to the bank is also printed on the card. However when ever I finish off my loan how would the text on the card be reprinted. Well I guess never. The card probably will updated with the new information but the original hypothecation information will always be printed. So what do people do to remove this hypothecation information from their cards once the car loan is paid off? __________________ Best Regards, SPARKled In My Garage: Chevy Spark LS with \|Clarion DXZ785USB\|DLS C36\|GZIA 4100\|Bull Audio SW-12\|

1st October 2009, 14:47	#2 (permalink)
Latheesh BHPian Join Date: Dec 2007 Location: Bangalore/Kannur Posts: 408	I think you will have to get a new card once you complete the repayment of your loan. __________________ CHEVROLET SPARK LT BLAZING RED 2009 HONDA ACCORD LX COUPE SILVER 2005 (ABROAD - SOLD) SUZUKI SHOGUN 1995 (SOLD)

1st October 2009, 15:04	#3 (permalink)
SPARKled BHPian Join Date: Aug 2009 Location: Mumbai/Pune Posts: 97	If we are going to get new cards for any change in information to RTO, I guess this whole purpose of the smart card is defeated. __________________ Best Regards, SPARKled In My Garage: Chevy Spark LS with \|Clarion DXZ785USB\|DLS C36\|GZIA 4100\|Bull Audio SW-12\|

1st October 2009, 16:43	#4 (permalink)
nishantgandhi BHPian Join Date: Jan 2008 Location: Mumbai Posts: 923	OT - Can I get a smart card based RC in exchange of my old RC "book"? __________________ This is your life and it's ending one minute at a time.

1st October 2009, 17:55	#5 (permalink)
shankar.balan Senior - BHPian Join Date: Apr 2008 Location: Bangalore Posts: 1,551 View My Garage	This is a great initiative by the RTO Hope they introduce a similar system for us in Karnataka too as well as the other parts of India. __________________ god helps those who help themselves...

1st October 2009, 18:17	#8 (permalink)
nehamit BHPian Join Date: Jan 2009 Location: Ahmedabad Posts: 110	Smart card based RC book is already here in Gujarat since Feb 2002. Its optional one. We also get an A4 size print out of the data on card which is very useful for keeping 'paper record'. For HPA entry, smart card is compulsory. Once your loan is paid up, entry is removed from the chip but not from the card, but we get the new print out with latest entry. __________________ Amit Shah *Fiat Linea MJD Emotion Pack Hip Hop Black* Arrived 21 February 2009

11th November 2009, 16:53	#11 (permalink)
jigbarai BHPian Join Date: Sep 2009 Location: Mumbai Posts: 155	^^ @ srikanths1 - this is what most of us would be doing anyways. it is as good a process as having a copy of the RC book in the car and keeping the original at home. very important to have the original with you at all times, incase the vehicle is stolen or someone makes away with just the smart card.

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