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Old 22nd November 2016, 10:56   #286
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Originally Posted by hillsnrains View Post
TATA AIG quote is also ~17K but the IDV they are quoting is just 4.5L, which is not acceptable for me.
I'd suggest you to check via online portals like Policy bazaar and Coverfox. They normally give an option of adjusting your IDV as per your wish with minor hike in premium charges.
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Old 24th January 2017, 17:01   #287
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Default Re: 0% Depreciation Insurance - It really worked for me!

My actual issue is My car is in workshop for Denting painting job.
TML officials quoted 2000 rs processing fee + service tax on labour and spares to be borne by me.
I have Zero Dep Policy from Oriental insurance.

Is that amount correct or TML is overcharging?
This is my first instance of claiming the insurance.

Last edited by FlyingSpur : 26th January 2017 at 23:13. Reason: Please use "report post" function to bring post deletion requests to our attention - we might miss them in a post.
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Old 1st February 2017, 11:47   #288
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Default Re: 0% Depreciation Insurance - It really worked for me!

Quote:
Originally Posted by DriveOnceMore View Post
My actual issue is My car is in workshop for Denting painting job.
TML officials quoted 2000 rs processing fee + service tax on labour and spares to be borne by me.
I have Zero Dep Policy from Oriental insurance.

Is that amount correct or TML is overcharging?
This is my first instance of claiming the insurance.
Please check your policy document for "Compulsory Deductible" amount. That is the processing fee and should be same as compulsory deductible. Apart from that if you have consumables cover then you don't need to pay single penny for anything including any taxes. If you don't have consumables cover then only consumables, if any, used during your repair has to be borne by you. Hope this helps!
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