Stolen side mirrors - Covered by insurance ? - Team-BHP

Navtej · 25th November 2006, 19:02

hi there...i was wondering if anyone can help me with this...i bought a baleno lxi 7 mnths back and yesterday someone stole both the side mirrors...i want to know if they can be claimed in insurance as there is no other scratch on the car...it will be really nice if u guys can help me...

Thanx,

Nav

esteem_lover · 26th November 2006, 21:21

I am sure theft is covered in any insurance. but you might have to get a FIR first. call your insurance agent immediately & find out.

ported_head · 26th November 2006, 21:25

Maybe considering they are plastic parts, probably covered only for 50%.

Mugen_Power · 26th November 2006, 22:04

Quote:

Originally Posted by ported_head

Maybe considering they are plastic parts, probably covered only for 50%.

I just got changed Innova mirror at 50 percent.
So You will get 50 percent of mirrors and total Labour charge.

Cheers,
Mugen_Power.

ajmat · 27th November 2006, 07:24

Frankly, it is not worth claiming insurance for this. Think of impact on no claims bonus

kpzen · 27th November 2006, 12:41

Each ORVM will cost u around 2.2K....If u claim insurance then u will have to pay around 2.5K total....

Check out at Loha mandi Mayapuri or the market behind Jama Masjid u might get used(stolen) ones at throw away prices there...

sandeep108 · 27th November 2006, 12:49

Quote:

Originally Posted by kpzen

Check out at Loha mandi Mayapuri or the market behind Jama Masjid u might get used(stolen) ones at throw away prices there...

Then you only encourage them to steal them again!!!

NFS_Carbon · 27th November 2006, 12:58

I second sandeep108. You should not buy the stolen/used part, asthis will encourage the thiefs.
The ORVM of my Dicor were stolen last month and I'm still driving without those. I'm planning to put digital cameras on each side with 2 small LCDs. I'm looking for some expert in NCR, for this.

esteem_lover · 27th November 2006, 13:59

Quote:

Originally Posted by kpzen

Each ORVM will cost u around 2.2K....If u claim insurance then u will have to pay around 2.5K total....

Check out at Loha mandi Mayapuri or the market behind Jama Masjid u might get used(stolen) ones at throw away prices there...

or he might end up buying the same ones that were stolen from his car. how would that be ?

kpzen · 27th November 2006, 14:10

Quote:

Originally Posted by esteem_lover

or he might end up buying the same ones that were stolen from his car. how would that be ?

Quote:

Originally Posted by sandeep108

Then you only encourage them to steal them again!!!

I was just trying to give him an easy way out...Where he'll shell out less money n wont have to face the insurance issues....

Golden rule: Never go in your car to these markets .....
Either park it far off or take other means of transport....

sandeep108 · 27th November 2006, 16:44

There is really something funny at times in these theft cases. Mostly now in Mumbai there are hardly any cases of ORVM thefts and most dealers are advising against putting any terrible looking 'guards'. But swift OVRM cover panel is in great demand and gets stolen frequently - go figure. Cannot understand what they want with that curved piece of plastic.

speedzak · 27th November 2006, 17:50

Ba!!
Pay attention to what Ajmat had to say.

I'll think about it before going for a claim.

25th November 2006, 19:02	#1 (permalink)
Navtej Newbie Join Date: Nov 2006 Location: Gurgaon Posts: 1	Stolen side mirrors - Covered by insurance ? hi there...i was wondering if anyone can help me with this...i bought a baleno lxi 7 mnths back and yesterday someone stole both the side mirrors...i want to know if they can be claimed in insurance as there is no other scratch on the car...it will be really nice if u guys can help me... Thanx, Nav

26th November 2006, 21:21	#2 (permalink)
esteem_lover Senior - BHPian Join Date: Jul 2006 Location: Madras Posts: 4,956 View My Garage	I am sure theft is covered in any insurance. but you might have to get a FIR first. call your insurance agent immediately & find out. __________________ "can't you hear me? What, do you have bubble gum in your ears ? like Mr.Bean ?" The Bean effect on my 4 year old

26th November 2006, 21:25	#3 (permalink)
ported_head Team-BHP Moderator Join Date: Mar 2004 Location: Mumbai, India Posts: 1,975	Maybe considering they are plastic parts, probably covered only for 50%. __________________ BE 6.5 You lose some, you lose some.

27th November 2006, 07:24	#5 (permalink)
ajmat Team-BHP Moderator Join Date: Feb 2004 Location: Bangalore Posts: 5,215 View My Garage	Frankly, it is not worth claiming insurance for this. Think of impact on no claims bonus __________________ I love the whoosh, but i miss the bellowing

27th November 2006, 12:41	#6 (permalink)
kpzen Senior - BHPian Join Date: Oct 2004 Location: Greater Noida Posts: 3,265 View My Garage	Each ORVM will cost u around 2.2K....If u claim insurance then u will have to pay around 2.5K total.... Check out at Loha mandi Mayapuri or the market behind Jama Masjid u might get used(stolen) ones at throw away prices there... __________________ Prajesh - << will be mostly offline till August >> A true friend is someone who says nice things behind your back... Last edited by kpzen : 27th November 2006 at 12:44.

27th November 2006, 12:58	#8 (permalink)
NFS_Carbon Newbie Join Date: Nov 2006 Location: Noida Posts: 9	I second sandeep108. You should not buy the stolen/used part, asthis will encourage the thiefs. The ORVM of my Dicor were stolen last month and I'm still driving without those. I'm planning to put digital cameras on each side with 2 small LCDs. I'm looking for some expert in NCR, for this.

27th November 2006, 16:44	#11 (permalink)
sandeep108 BHPian Join Date: Jul 2006 Location: Bombay Posts: 391	There is really something funny at times in these theft cases. Mostly now in Mumbai there are hardly any cases of ORVM thefts and most dealers are advising against putting any terrible looking 'guards'. But swift OVRM cover panel is in great demand and gets stolen frequently - go figure. Cannot understand what they want with that curved piece of plastic.

27th November 2006, 17:50	#12 (permalink)
speedzak Senior - BHPian Join Date: Mar 2006 Location: Bangalore. It's feeling good. Posts: 3,414 View My Garage	Ba!! Pay attention to what Ajmat had to say. I'll think about it before going for a claim. __________________ The squeaking wheel doesn't always get the grease. Sometimes it gets replaced!!

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