| || ||Thread Tools||Search this Thread|
|26th October 2010, 13:55||#16|
Join Date: Dec 2006
Thanked: 22 Times
@Jazz. It is the same in US. Although they can add you as an additional driver authorised to drive the vehicle. But on an International Driving permit it is difficult. If you have an US license it is more easier. It is more for the immediate relatives also. Check with Students community there as they usually pool money and buy a car and so they might know what the process is.
When i was in US - In early 2001-04 I had an US license even though i was only on a visit visa so i could be added to my company's car fleet insurance. At that time it was not necessary to have a Social Security number and i could do a personal declaration. I dont think it is the case any more
Last edited by sreedotk : 26th October 2010 at 13:56.
|26th October 2010, 14:18||#17|
Join Date: Apr 2007
Thanked: 61 Times
In reference to your UK question, the easy answer is NO.
It's note really possible for visitors to drive relative/friends cars in UK while on short visits.
Most insurance companies either flatly refuse to quote additional foreign licence holders or quote an increased premium of many multiples (2 - 3 times original premium), in effect discouraging you from taking out the insurance.
For US, I have no idea, but 'sreedotk' has answered the question very well.
|26th October 2010, 21:55||#18|
Senior - BHPian
Join Date: Sep 2006
Thanked: 658 Times
there was an episode of top gear on the same issue. Three of them try to insure a car for their children or something on the phone.
forgot the exact episode number
|27th October 2010, 19:06||#19|
Join Date: Feb 2004
Thanked: 88,946 Times
|28th October 2010, 09:54||#20|
Distinguished - BHPian
Join Date: Dec 2007
Thanked: 3,752 Times
if there are multiple drivers on a license then the Premium is based on the most expensive driver to insure. In this case an IDP/Foreign License is treated at par with a learners license + there will be age loading (for those under 25). I insured my cars in the UK from 1973 to 76, had a full NCB from India which I could transfer. The Premium went down every year simple Year 1 (foreign license + age 21), second year (fresh UK license + higher age), and so on.
Person based insurance has advantages as well, if you get a second car then there is the NCB there immediately.
|20th November 2010, 00:01||#21|
Join Date: Jul 2009
Thanked: 138 Times
Thanks, I guess you've cleared my doubts. I will scout for Students community. 'Cause, this time I'm planning for a 3 months stay in US. Getting a US license is also ruled out as you'd mentioned - Social Security No. is required.
Last edited by jaaz : 20th November 2010 at 00:02.
|Thread Tools||Search this Thread|
|Thread||Thread Starter||Forum||Replies||Last Post|
|*SCAM* Cover Note Issued, No Insurance Policy Yet!!||dhanushs||Indian Car Loans & Insurance||39||6th May 2013 18:46|
|Use Tinted Glasses? Lose Insurance Cover||Altocumulus||Indian Car Loans & Insurance||55||2nd May 2013 15:33|
|Insurance cover for road trips - Innovative?||ghodlur||Indian Car Loans & Insurance||2||28th December 2012 12:43|
|Do ricks or taxis have insurance cover?||Fornax||The Indian Car Scene||2||18th December 2010 18:58|
|insurance cover?||hot_rod||Indian Car Loans & Insurance||3||2nd March 2006 12:19|