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Old 27th June 2013, 16:45   #121
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Default re: The KTM Duke 390 Ownership Experience Thread

Can they do a completely black bike?

I am mostly paying advance tomorrow and i dont mind an extra charge to get me blacks

Why do they need such a huge front money? Cant they just do it with 30K.
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Old 27th June 2013, 16:52   #122
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Default re: The KTM Duke 390 Ownership Experience Thread

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Originally Posted by NitinMakhija View Post
Thanks to a friend, got these pics from a recent Ghat ride.
Is this a test mule 390? Surprised to see one on the road before any of us have got one.

The 390 is not scribbled on the tank as official pictures suggest?

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Old 27th June 2013, 16:59   #123
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Default re: The KTM Duke 390 Ownership Experience Thread

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Can they do a completely black bike?
Like this? (courtesy: Wolfy)

The KTM Duke 390 Ownership Experience Thread-black-duke.jpg

Last edited by ebonho : 27th June 2013 at 17:16.
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Old 27th June 2013, 18:31   #124
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Default re: The KTM Duke 390 Ownership Experience Thread

The electricals - is it 12v? What kind of battery? Light (halogen?)? Any 12V outlet? Can I install one without skinning?

Engine immobilizer/ alarm can be installed?
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Old 27th June 2013, 19:39   #125
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Default re: The KTM Duke 390 Ownership Experience Thread

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Originally Posted by ebonho View Post
Like this? (courtesy: Wolfy)

Attachment 1103196
What tyres are those, do you know? I've been wanting a very similar setup for the duke that I intend to buy soon and this picture was the last nail in the coffin.
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Old 27th June 2013, 20:18   #126
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Default re: The KTM Duke 390 Ownership Experience Thread

Visited KTM Indiranagar to hand over finance documents. A display bike will be there on Monday. Attached the interest rates based on down payment.
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The KTM Duke 390 Ownership Experience Thread-13723442677550.jpg  


Last edited by sandeepmohan : 27th June 2013 at 20:20.
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Old 27th June 2013, 20:58   #127
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Default re: The KTM Duke 390 Ownership Experience Thread

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Originally Posted by ebonho View Post
Like this? (courtesy: Wolfy)

Attachment 1103196
Doc! Now that's what I call a trans Himalyan bike package, perfect for a tri-nation tour?

But what about the dirt splash on the radiator etc due to high mud guard. Even otherwise with stock mud-guard also there will be a fair amount of dirt splash.
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Old 27th June 2013, 23:25   #128
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Default re: The KTM Duke 390 Ownership Experience Thread

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Originally Posted by sandeepmohan View Post
Visited KTM Indiranagar to hand over finance documents. A display bike will be there on Monday. Attached the interest rates based on down payment.
Interest rate they are quoting is flat and not floating.
Its like paying over 19% PA for a 12 months loan. Too too expensive IMO.

Opt for a nationalized bank even though documentation is on a higher side.

Even we can get a personal loan for 13 to 14% floating under some corporate tie ups with banks. They why pay so much extra and still get vehicle under hypotheciation?

Check out following link for calculating EMI:
http://www.deal4loans.com/Contents_Calculators.php
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Old 28th June 2013, 07:51   #129
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Default re: The KTM Duke 390 Ownership Experience Thread

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Originally Posted by djay99 View Post
Interest rate they are quoting is flat and not floating.
Its like paying over 19% PA for a 12 months loan.

Opt for a nationalized bank even though documentation is on a higher side.
Thank you providing the link and bringing this to my attention.

Yes; the interest rate is fixed.

I am well aware that nationalized banks have better interest rates as I have a car loan with SBI. Nationalized banks don't really require any more documentation than what I submitted to Bajaj Finance.
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Old 28th June 2013, 10:43   #130
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Default re: The KTM Duke 390 Ownership Experience Thread

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Opt for a nationalized bank even though documentation is on a higher side.
I spoke to the SBI toll free line and their interest rate comes to 17.95% per annum for a two wheeler loan. Nowhere as attractive as their four wheeler loans. I save something like Rs. 900 if I were to compare it to what Bajaj Finance are offering. Trying to get the loan done by myself with SBI will require a little running around. I did it once for my car loan as I opted to do it myself. Its time stuck in traffic, away from office/home to get all the paper work done and at this difference, its not worth is what I feel. What do you say?
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Old 28th June 2013, 10:56   #131
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Default re: The KTM Duke 390 Ownership Experience Thread

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Originally Posted by sandeepmohan View Post
Its time stuck in traffic, away from office/home to get all the paper work done and at this difference, its not worth is what I feel. What do you say?

If thats what the saving is, it doesn't make sense at all - Save your frustration by avoid Govt banks.

Unless you are planning to pre-close, Govt Banks have better deals.
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Old 28th June 2013, 11:29   #132
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Default re: The KTM Duke 390 Ownership Experience Thread

For the corner junkies -


This tyre has inclination markings 1 to 5
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The KTM Duke 390 Ownership Experience Thread-1058524_10201556469137994_1568380956_o.jpg  

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Old 28th June 2013, 11:42   #133
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Default re: The KTM Duke 390 Ownership Experience Thread

The interest rates are pretty high. But they have to keep it that way to make atlesat 15-18K in a year. Else no point renting their money here.

IMHO negotiate and you can strike a deal. Try to up the front money and reduce it to say 1L Loan. Even for 1L you will end up paying close to 12K more in a year with their fee etc added.
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Old 28th June 2013, 11:46   #134
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Default re: The KTM Duke 390 Ownership Experience Thread

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Originally Posted by amolpol View Post
What tyres are those, do you know? I've been wanting a very similar setup for the duke that I intend to buy soon and this picture was the last nail in the coffin.
Front Sirac, Back Vee Rubber.
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Old 28th June 2013, 11:48   #135
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Default re: The KTM Duke 390 Ownership Experience Thread

Was the white and orange color theme (sans orange frame and alloys) available on 200 from before? I thought it's exclusive to the 390!
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