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Old 5th April 2008, 12:27   #1
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Default Courier - Is it safe to send cheques or important documents?

Dear friends

I'm planning to send a cheque using Vichare courier in Mumbai and was wondering

* has anyone suffered a bad experience sending important stuff

* do couriers have signature or delivery-proof features? Vichare said they do; but I've never successfully seen a signature receipt.

thanks
Amit
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Old 5th April 2008, 13:39   #2
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They have all kinds of proofs but i dont think it is a safe option.I think a better option would be sending it through speed post with insurance if it is a high amount cheque and ensure that the recipient receive it promptly.if the recipient dint receive give a stop payment immediately for the same.
ram
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Old 5th April 2008, 14:02   #3
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We do send cheques by courier very frequently. Nothing untoward has happened till now.

We use Blue Dart, First Flight and Vichare couriers.
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Old 5th April 2008, 14:09   #4
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Yes we have been sending cheques and other important documents through Vichare Couriers for quite few years now. No complains till date.

OT: Once, my aunt had sent us a courier from USA through FedEx. It contained a cheque and other very important documents. Though we received whatever was sent but the packet was OPEN!!
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Old 5th April 2008, 15:05   #5
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I have sent cheques and other important document mainly via Speed Post (without insurance). No problems yet. I just write on the envelope - Personal Documents.

I have applied for bank loans and all the loan cheques come via couriers. No probems as a reciever as well. To what I know and have seen, the courier delivery man hands over the packet to the concerned person only, as the reciever has to sign a reciept slip. In case of office addresses, the courier delivery man hands the packet over at the reception, and need not give to the receiver only.

Last edited by DriverR : 5th April 2008 at 15:11.
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Old 5th April 2008, 15:31   #6
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I have been sending/receiving the cheques/drafts and receiving important documents like agreements through courier from a pretty long time. You need to use a good courier company like Professional/First Flight/DTDC etc for domestic and for international Bluedart/DHL/GATI etc.
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Old 5th April 2008, 17:30   #7
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I have been sending rent cheques for over 3 years in local courier without an issue. On two occasions there were some problems, got sorted out by tracking it. I have niver tried sending important documents, I get appointment letters/ credit card bills, etc..
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Old 6th April 2008, 09:53   #8
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thanks-all for your informative comments. i now feel confident sending cheques.

it's great that members can ask off-topic questions - and get quality-answers.

It may be cause we're a group of intelligent people, with excellent written-communication skills.

thanks again

amit
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Old 6th April 2008, 10:26   #9
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If you fill in the Pay to field properly, there shouldnt be any problem.
For example, my parents used to send me cheques marked as Pay to 'Mohit Arora, SBI - HAL A/C ******". By no means can anyone encash such a cheque!

Otherwise, bluedart & speedpost are the ones that I trust

Regards,
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Old 6th April 2008, 10:36   #10
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Also ensure that the cheque are always "crossed" and you have a copy of the cheque if it is for a sizable amount
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Old 6th April 2008, 11:07   #11
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Quote:
OT: Once, my aunt had sent us a courier from USA through FedEx. It contained a cheque and other very important documents. Though we received whatever was sent but the packet was OPEN!!
most probably it was openend at coustoms dept and is ususal practice for may overseas packets.


about sending checks by courier The only thing is that you have to follow it up and if something seems to be wrong stop payment should be initiated and always use crossed ac payee checks only
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Old 6th April 2008, 11:40   #12
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Quote:
Originally Posted by drkhalsa View Post
...always use crossed ac payee checks only
I'd like to double confirm something.

On top-left of cheque, I make 2 lines and write 'A/C payee only'

Is this all that's needed?

Do I have to write anything on cheque-back?

Amit
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Old 6th April 2008, 11:47   #13
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Amit,just double cross it. You do not have to write anything additional to indicate an account payee..Simple and effective.
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Old 6th April 2008, 11:52   #14
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Quote:
Originally Posted by amitsingh08 View Post
I'd like to double confirm something.

On top-left of cheque, I make 2 lines and write 'A/C payee only'

Is this all that's needed?
Yeah, thats enough for crossing the cheque.

Quote:
Originally Posted by amitsingh08 View Post
Do I have to write anything on cheque-back?
Usnally people write name, account no and cell no on back side of the cheque. Atleast I will do the same thing as if there is any problem, the bank will call back (just my thinking). If you do not write on back side is also OK. Its not compulsory though.

Last edited by snaronikar : 6th April 2008 at 11:57.
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Old 6th April 2008, 12:22   #15
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Do I thing! send your check with India Post without any stamps. It will be delivered 100% and fast enough. because they charge the recieving party double the cost of stamp.
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