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Old 22nd November 2014, 10:56   #31
nkghai's Avatar
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Default Re: NSC, KVP - Are they any good ??

My 2 cents please
Invest regularly in FD in your wife's ( in case of House wife) and kids names and furnish form 15G/15H . It will save you tax.
Make sure they all have a PAN number . In case taxed by bank , fill IT online and if there is no other income in their name , the refund will be in your bank in one month.
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