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Old 15th September 2008, 20:02   #1006
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Saw this Baleno at the Yelahanka Police station
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Old 15th September 2008, 20:50   #1007
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Thats BAAD!! Looks like a total loss.
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Old 15th September 2008, 21:38   #1008
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Dude there is no such thing as a total loss in Indian insurance companies books.
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Old 15th September 2008, 21:55   #1009
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I made that statement from a body shop guy's perspective.
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Old 15th September 2008, 21:56   #1010
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The Baleno looks like it had hit a pole or tree, but I think the occupants were wearing seat belts and that why there is no mark of human hitting the front windscreen.

It took it well.
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Old 15th September 2008, 21:59   #1011
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Quote:
Originally Posted by vikram_d View Post
Dude there is no such thing as a total loss in Indian insurance companies books.
I didnt get this part? Do you mean to say that insurance will ask you to rebuild the car, even if it costs more?
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Old 15th September 2008, 22:04   #1012
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Yes that is what I mean. They will just not agree to write this car off.
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Old 16th September 2008, 10:31   #1013
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Quote:
Originally Posted by vikram_d View Post
Yes that is what I mean. They will just not agree to write this car off.
I've had car written off as total loss(M800).friend drove it off a 60 foot cliff
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Old 16th September 2008, 11:28   #1014
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Quote:
I've had car written off as total loss(M800).friend drove it off a 60 foot cliff
I hope he was not inside when the car went off the cliff.
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Old 16th September 2008, 12:08   #1015
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@vikram: if you were referring to this particular car, then yes might be lil difficult to write off.

BUT there is Total Loss/Write Off clause, and i personally know people who have used the same, without much hazzle, since the car including the engine was damaged beyond repair.

Yup you will get depreciated value OR market price which ever is less, also no insurance and road tax cover under insurance claim.
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Old 16th September 2008, 15:01   #1016
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Jaggu I am talking only with respect to this car.
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Old 16th September 2008, 16:01   #1017
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Quote:
Originally Posted by Lukeskywalker View Post
I hope he was not inside when the car went off the cliff.
he was, thats why I'm smiling. it was my first car. dont worry, I'm not a monster, he came out with just 3 stitches to his ear lobe. apiece of it is still missing though, lost some where on NH17 at mangalore.

@vikram-d I agree- this car does not look like a total loss from the outside.

Last edited by rippergeo : 16th September 2008 at 16:04.
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Old 16th September 2008, 18:26   #1018
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any competent mech can build this car completely.
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Old 16th September 2008, 19:32   #1019
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my santro which was hit yesterday by a maruti 800 taking a left turn, just behind my house.
a lady was talking on the mobile phone when instead of pressing the brake, pressed the throttle..

damages to the 800: big dent on the bonnet, bumper came off, engine radiator and a/c compressor with the coil needs to be replaced, right front fender minor dent, right headlight and turn indicator light needs replacement.

damage to my santro: broken headlight(replacement cost-Rs 3800), bent fender (replacement cost-Rs. 1600 fender+2000 paint) and damaged front bumper (replacement cost-Rs. 1200 for bumper and Rs. 2,500 for paint)
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Last edited by sidindica : 16th September 2008 at 19:34.
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Old 16th September 2008, 20:09   #1020
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This is what happened to my Ford Mondeo just around an hour back, a lorry banged into it as he braked too late. I hope my car will get repaired, will be taking it to Ford tomorrow. Thankfully nothing happend to my grandmother who was on the back seat, and my driver.
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