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| Street Experiences Experiences on the road. NO STREET RACING. |
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| | #1 (permalink) |
| BHPian Join Date: Aug 2007 Location: Mumbai
Posts: 50
| Guys, Need some help. Today morning, my accent was side swiped from the rear by a baldie in a Scoprio at a point where the traffic was running into a bottleneck. I got down to confront him and seeing my rage he apologized and said that he was trying to avoid an auto. Since we were at the narrowest point and were holding up traffic, he suggested that we move the vehicles to the side and discuss. I complied. But as he was behind me, he took a right and sped off. By the time I got round, he was nowhere to be seen. This happened opposite urban Tadka in Kandivali East on the W.E.Highway. I searched the entire Thakur village, but could not find him. I even spoke to a traffic cop who said that without his licence plate no, I could do nothing. I only managed to get the last 4 digits. My mistake was that I did not take a snap of the accident even though I had my mobile cam with me. Could any of you help me? Am looking for a ruby red scorprio with non-body colored bumpers and whose plate no. ends in 6184. Will I be able to claim insurance if I do not know who the other party is? |
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| | #2 (permalink) | |
| BHPian Join Date: Jul 2007 Location: Blore
Posts: 51
| Quote:
Getting into these kinda situations for no fault of yours , tats pretty bad yaar ....I cant help you with your first question but the latter one yes u can claim insurance even tough if you dont know who the other party was ......
__________________ He fell in luv for the first time , she fell in luv forever....... | |
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| | #5 (permalink) | |
| BHPian Join Date: Mar 2006 Location: mumbai
Posts: 147
| Quote:
Second step (once u get the info) is to register a FIR -->hit and run on the owner in the nearest police station, this will make him come running to you, to avoid police hassles. U need to visit the local RTO office, because our RTO is not yet computerized. Other option may be to get in touch with a frnd in Mumbai police, they have means of identifying the owner from even last 4 digits of vehicle number | |
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| | #8 (permalink) |
| BHPian | Even my car (NHC) was side swiped recently by an unknown vehicle while it was parked outside a restaurant where i was having dinner with my friends. The left side was damaged ,the guard told me that a big car (suv) was involved ,he was not sure about the make/model. ![]() Gave the car at Prime Honda and met with the Insurance companies surveyor (ICICI) ,he insisted that i need to show him the FIR in order to get the whole claim which i did today. Am waiting for an answer from him now. So IMHO your first step should be to register an FIR ASAP.
__________________ God......is a DJ. |
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| | #9 (permalink) | |
| Senior - BHPian | Quote:
Following an incident with an auto, where my car had damages, i claimed insurance from Bajaj Allianz - cashless, and also no FIR required.
__________________ "You can discover what your enemy fears most by observing the means he uses to frighten you." - Eric Hoffer | |
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| | #10 (permalink) |
| BHPian Join Date: Aug 2006 Location: Indore
Posts: 233
| Sorry to hear about the damage. If only the govt would speed up IT penetration in all it's offices. In Indore all you need to do is send an SMS mentioning REG + the registration number to a number provided by the RTO and you get a reply with all details like owner's name,address,chassis and engine nos,type of car,fuel and seating capacity.
__________________ Man made booze........ God made grass......... Who do u trust ?? |
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| | #12 (permalink) | |
| BHPian | Quote:
This is really awesome!!! How is that Metros like Bangy/ Mumbai do not have this facility? Moreover, isnt this privacy invasion? Anyone can get details of anyone's car, just with an SMS? | |
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| | #13 (permalink) | |
| BHPian | Quote:
So i thought its better not to argue with this guy so i got him the FIR. Now lets see what excuse he comes up with but this time am not sit back and take his crap. Even the prime honda guys told me that these ICICI insurance guys are a big pain in the.....
__________________ God......is a DJ. | |
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| | #14 (permalink) |
| Team-BHP Support ![]() Join Date: Oct 2005 Location: Hyderabad
Posts: 3,207
| A bit OT maybe but avoid the ICICI Lombard car insurance like plague. If anyone already has it switch to some other insurance company on the next renewal. We have had enough bad experiences with them reported on this board. They cause unnecessary trouble for the already hapless car owners. |
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| | #15 (permalink) | |
| Senior - BHPian | Quote:
FIR is required in the case of third party damage claims. Since your claimign for your own car, its not required. If he argues further, threaten that you will switch your insurance policy to some other company the next time. I dont know if they would agree to repairs at a local shop. In my case, i got the repairs done from the dealer itself with whom the insurance guys have a tie up, and so no hassles involved.
__________________ "You can discover what your enemy fears most by observing the means he uses to frighten you." - Eric Hoffer | |
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, tats pretty bad yaar ....

