Go Back   Team-BHP > Buckle Up > Street Experiences


Reply
 
Thread Tools Search this Thread
Old 30th April 2008, 20:55   #16
Senior - BHPian
 
Join Date: Jul 2006
Location: Bangalore
Posts: 1,045
Thanked: 64 Times
Default

Finally got the FIR done in the evening. Now its time to call the insurance folks. The Police inspector was saying that they will probably take 4 to 6 months to close their investigation. I stared at him in disbelief but there wasn't much I could do anyway so I walked out of the police station.

Does anyone know how long does it take for police to "officially close the investigation" ?


Quote:
Originally Posted by kousik View Post
I wonder if it an off topic question, but if the car is found with damages, will insurance cover them?
Kousik
Called up someone who works in Insurance. The answer is Yes, they do.

Quote:
Originally Posted by GTO - Touring
Try getting in touch with him and / or have the cops call him in for questioning. If the car got flicked so easily in a crowded location, that means there was not any fiddling with the locking mechanism. A duplicate key could have been used.
Exactly the reason why I suspect the driver. I think whoever stole the car, had the key to open it and then start it. I am waiting for the driver to show up so that I can get the cops to question him but I suspect he won't show up.


Quote:
Originally Posted by CorsaLove
Did you try talking to the nearby shop keepers? Pan wallahs or someone? May be you could get a clue as people around usually get used to seeing a car everyday parked at the same location and tend to know the faces of people who drive them.
The car was parked right opposite medical shop. He closes his shop between 2:00 pm to 5:00 pm and according to him when he opened his shop at around 5:00, the car wasn't there.
hondadude is offline   Reply With Quote
Old 30th April 2008, 21:20   #17
Senior - BHPian
 
clevermax's Avatar
 
Join Date: Jun 2006
Location: Tvm/Amsterdam
Posts: 1,565
Thanked: 359 Times
Default

My guess is that it is the driver. He might have procured a duplicate key when he was driving the car. Flicking a car from a busy roadside can only happen just by opening the car with a duplicate key and gracefully driving away.
clevermax is offline   Reply With Quote
Old 30th April 2008, 21:34   #18
Senior - BHPian
 
iraghava's Avatar
 
Join Date: Oct 2005
Location: Bhaiyyaland
Posts: 8,028
Thanked: 150 Times
Default

Quote:
Originally Posted by hondadude View Post
Finally got the FIR done in the evening. Now its time to call the insurance folks. The Police inspector was saying that they will probably take 4 to 6 months to close their investigation. I stared at him in disbelief but there wasn't much I could do anyway so I walked out of the police station.

Does anyone know how long does it take for police to "officially close the investigation" ?
There's no fixed period for them to close it, they can drag it for a fair bit. But IIRC minimum period is 30 days which means that if you know someone higher up or can bribe the IO, you can be given teh final report by the police in about 30-45 days time.
iraghava is offline   Reply With Quote
Old 30th April 2008, 21:38   #19
Senior - BHPian
 
1100D's Avatar
 
Join Date: Jun 2006
Location: Calcutta
Posts: 4,141
Thanked: 2,243 Times
Default

Have you lodged a theft claim with your insurance?
1100D is offline   Reply With Quote
Old 30th April 2008, 21:43   #20
Senior - BHPian
 
vnabhi's Avatar
 
Join Date: May 2007
Location: DC -> DC
Posts: 5,205
Thanked: 1,195 Times
Default

Very sorry to hear about this theft. I think it must be the driver,as he might not only have made a duplicate, but also must be aware that your security alarm is not working right.
vnabhi is offline   Reply With Quote
Old 30th April 2008, 21:50   #21
Senior - BHPian
 
Join Date: Jul 2006
Location: Bangalore
Posts: 1,045
Thanked: 64 Times
Default

Quote:
Originally Posted by iraghava View Post
There's no fixed period for them to close it, they can drag it for a fair bit. But IIRC minimum period is 30 days which means that if you know someone higher up or can bribe the IO, you can be given teh final report by the police in about 30-45 days time.
Aha! That is why he was trying to scare me with large time period. It looks like I might find someone higher up so I will try to leverage him to close the case in 30-45 day timeframe.

Quote:
Originally Posted by 1100D
Have you lodged a theft claim with your insurance?
Called them in the morning. They asked me to get FIR number and then call them so I will call them now or may be tomorrow morning.
hondadude is offline   Reply With Quote
Old 1st May 2008, 11:28   #22
BHPian
 
Join Date: Sep 2006
Location: Was PB, DL, HR , KA and Now GJ-1
Posts: 247
Thanked: 21 Times
Default

Quote:
Originally Posted by hondadude View Post
Finally got the FIR done in the evening. Now its time to call the insurance folks. The Police inspector was saying that they will probably take 4 to 6 months to close their investigation. I stared at him in disbelief but there wasn't much I could do anyway so I walked out of the police station.

Does anyone know how long does it take for police to "officially close the investigation" ?

.
Quote:
Originally Posted by iraghava View Post
There's no fixed period for them to close it, they can drag it for a fair bit. But IIRC minimum period is 30 days which means that if you know someone higher up or can bribe the IO, you can be given teh final report by the police in about 30-45 days time.
Sorry to hear about you car buddy. There's a time period that police needs to close the case. 3 months for Initial Investigation & then the Investigating officer submits the report to SSP & finally we get the final report in about 4 months (minimum). I got my Alto's final report in 5 months. Meanwhile contact the insurence guys & tell them about the theft. The will ask for a copy of the FIR.

Also was your car papers inside it, i mean the RC & was the car financed?
How old is the car?

As for the theft cases from busy roads, my Alto was stolen within 3 months of purchase & that too when it was standing inside our home
pankaj_sachdeva is offline   Reply With Quote
Old 1st May 2008, 15:16   #23
BHPian
 
krazydriver84's Avatar
 
Join Date: Oct 2007
Location: Kolkata + Gurgaon
Posts: 427
Thanked: 42 Times
Default

Hey Honda dude,

Am sorry to hear about this man, I can't say that I totally feel what you are going through , but I definitely know how much it must be paining you to have something stolen from you tht at you nurture.

All I can say is that I hope you get your car back (without damages). I have heard of cases in Delhi, where cars are flicked off from owners home, and then they are found in 2-3 days , of course with everything missing in the car.

See if you can leverage the IO and try and make them investigate areas near your drivers village / neighbourhood. Possible places to find your car would be on the outskirts of the city.

Hope you find it soon.
krazydriver84 is offline   Reply With Quote
Old 1st May 2008, 15:42   #24
BANNED
 
Join Date: Jun 2007
Location: Bengalooru
Posts: 1,471
Thanked: 7 Times
Default

You are telling that the thief opened the gate and then made away with it? How did it happen?
Quote:
Originally Posted by pankaj_sachdeva View Post
As for the theft cases from busy roads, my Alto was stolen within 3 months of purchase & that too when it was standing inside our home
diabloo is offline   Reply With Quote
Old 1st May 2008, 15:45   #25
Distinguished - BHPian
 
n_aditya's Avatar
 
Join Date: Oct 2005
Location: Namma Bengaluru
Posts: 5,182
Thanked: 2,674 Times
Default

Quote:
Originally Posted by pankaj_sachdeva View Post
Was the car financed?
What happens if a car bought under finance and is hypothecated to a bank gets stolen?

Is the owner obligated to continue his EMI payments?
n_aditya is offline   Reply With Quote
Old 1st May 2008, 15:52   #26
BHPian
 
anandtheleo's Avatar
 
Join Date: Jan 2007
Location: Chennai
Posts: 347
Thanked: 176 Times
Default What about the EMI

Just curious, during this 4-5 months the police take in investigating the theft, what about the EMI? should the bank be informed too as the vehicle is hypotheticated to them?
anandtheleo is offline   Reply With Quote
Old 1st May 2008, 16:46   #27
BHPian
 
Join Date: Sep 2006
Location: Was PB, DL, HR , KA and Now GJ-1
Posts: 247
Thanked: 21 Times
Default

Quote:
Originally Posted by diabloo View Post
You are telling that the thief opened the gate and then made away with it? How did it happen?
yeah man, I parked the car around at 11 inside my house & as I slept at at around 12:30 pm. The biggest mistake i did was leaving the main gate of the house unlocked thinking that I need to take the car out at 4 in the morning & as the car has security system installed. Woke up at 3 & the car was gone. The thieves were so good that after taking the car out,they even closed the main gate in the position it was before. We didn't heard my security system alarm or any any other noise. This happened in Gurgaon & my residence at that time was just next to Police colony.

Quote:
Originally Posted by n_aditya View Post
What happens if a car bought under finance and is hypothecated to a bank gets stolen?

Is the owner obligated to continue his EMI payments?
Yes, the owner is oblighed to continue his EMI, till the date he gets a check from the insurence company. Moreover, Insurence company issues the check in the name of the bank & we need to submit the check to bank for clsoing down our loan account. The bank after deducting pre-payment charges, gives the amount to the owner. The pre-payment charges that I paid to HDC were 4%.
pankaj_sachdeva is offline   Reply With Quote
Old 1st May 2008, 17:06   #28
BHPian
 
hrman's Avatar
 
Join Date: Jun 2006
Location: Bangalore
Posts: 875
Thanked: 296 Times
Default

I know for a fact that when the vehicle is damaged by accident, and under insurance investigation/purview, if you inform the Bank(for a financed vehicle), you do not have to pay the EMIs.
Not sure about how it works when stolen..
hrman is offline   Reply With Quote
Old 1st May 2008, 17:09   #29
BHPian
 
srijit's Avatar
 
Join Date: Jan 2008
Location: Trivandrum
Posts: 594
Thanked: 6 Times
Default

Sorry to hear about your loss, dude.
As an aside, anyone know if lo-jacking works in India?
srijit is offline   Reply With Quote
Old 1st May 2008, 18:20   #30
Senior - BHPian
 
Join Date: Jul 2006
Location: Bangalore
Posts: 1,045
Thanked: 64 Times
Default

Thanks everyone for kind words.

What bothers me is the apathy of cops. After I filed the FIR, the cops showed no interest in investigation. I managed to get some attention today so hopefully there will be some investigation.

Quote:
Originally Posted by pankaj_sachdeva View Post
SMeanwhile contact the insurence guys & tell them about the theft. The will ask for a copy of the FIR.

Also was your car papers inside it, i mean the RC & was the car financed?
How old is the car?
The car is 3.5 years old and it wasn't financed.

Thankfully I have the original RC book with me at home. I have already filed a claim case with Insurance.
hondadude is offline   Reply With Quote
Reply


Thread Tools Search this Thread
Search this Thread:

Advanced Search


Similar Threads
Thread Thread Starter Forum Replies Last Post
Laptop Stolen! Any Software/Device to track stolen laptops? majorpayne Gadgets, Computers & Software 19 9th September 2014 14:50
Shocking murder of Tamilnadu cop in broad daylight with two ministers watching JayPrashanth Shifting gears 46 11th January 2010 23:43
Find your Stolen Vehicle @ http://www.stolen.in Edit: And other similar websites dadu The Indian Car Scene 9 16th October 2009 02:48
Hyundai Verna Stolen with the Original Key Stolen from Hyundai Service Station .anshuman Indian Car Dealerships 56 3rd October 2007 23:46
Indica - Broad tyres spirits999 Tyre & Alloy wheel Section 7 4th October 2005 11:01


All times are GMT +5.5. The time now is 03:00.

Copyright 2000 - 2017, Team-BHP.com
Proudly powered by E2E Networks