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Old 19th June 2017, 19:12   #706
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Default Re: Repair after accident

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Originally Posted by prithm View Post
Don't take me wrong, but none of us will be willing to put a price to your life and limb with a car that has smashed to its bare bones.

Please reconsider your decision and go for a new car.
I completely agree..thanks
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Old 4th August 2017, 23:37   #707
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Default Re: Need advice after Accident

Advice needed for a friend who is not on team bhp:

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I met with an accident with my Honda Brio car on 23rd July, my jeans got stuck in the accelrator pedal and the car drifted out of control and swiped a BMW and a chevrolet beat. Thankfully, no injuries to anyone. Both the car owners were real gentleman and we sat down, spoke and settled peacefully.

While I thought the worst is over, the ordeal with Capital honda in Chennai had just begun.

I towed my car to Capital honda, which was the nearest dealership. The first thing they told me is that they need a police compliant to start working on the car. I wonder why they need a police compliant when there is no third party claim involved in the whole case. I have seen several friends of mine claiming insurance on the car without any FIR.

I have a Honda Assure that is provided by National Insurance. Mr. Raj conveniently chooses to call it National Insurance now and never mentions it as Honda assure. He told me that National Insurance wont start work without FIR. What is even unsettling to me is Raj's rude tone on every call as if he is doing my repair for free and I am at his mercy.

Also, First the insurance surveyor told me that they need an FIR because the estimate would be above 1 lac. However, the estimate came to 70k. Yet FIR is still being mandated by the insurance guys.

Now I want to get my car out and take it to Olympia Honda who seem to be more cooperative. But I need to pay up 5% of the total estimation as penalty to even take my car out of capital Honda. I signed a document agreeing to pay 5% when the accident happened, because they wont allow my car without signing it. I was already nervous after the accident and I had nowhere else to go other than capital honda. "
Team, any inputs? First, is it really mandatory to file an FIR in such cases. And two, I do think it is unfair of Capital Honda to charge 5% of estimation to just take the car out.
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Old 5th August 2017, 01:06   #708
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Default Re: Need advice after Accident

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it is unfair of Capital Honda to charge 5% of estimation to just take the car out.
Most dealership will charge a fee for an estimate if you don't go ahead with repairs particularly in the case of an accident or some major engine work. National Insurance guys are normally supportive and your friend can probably speak directly to the branch where this policy was issued, Honda Assure will ensure that it's a cashless claim. FIR is not mandatory to best of my knowledge but you will get a correct answer from National. If they do need it then taking it to Olympia won't help either. So my advice will be to get in touch with National guys and if Capital is just playing smart, pay them 5 % which is 3500-4000 and shot off a mail to Honda, I am sure Olympia guys will try to support your friend by some discounts or services part or total of this 5 %.
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Old 5th August 2017, 02:01   #709
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Default Re: Need advice after Accident

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Originally Posted by veyron_head View Post
Advice needed for a friend who is not on team bhp:



Team, any inputs? First, is it really mandatory to file an FIR in such cases. And two, I do think it is unfair of Capital Honda to charge 5% of estimation to just take the car out.
FIR and spot survey are not mandatory in case of incidents involving personal vehicles where no third party is involved. However, I hope your friend has pictures of the accident just in case.
But in this case your friend can give an affidavit stating that if any liabilities occur due to third party claims he will be responsible for it. Further if possible he can present the affidavits of third parties involved stating that they will not make any claims. This should be enough to get things moving again.
Although a claim cannot be denied on the bases of not registering a FIR. I knew it because I won a legal suit against the New India Assurance though it took 3 long years.
There is even a clause in the insurance policy that states that FIR and spot survey are not mandatory for personal vehicles.

Last edited by wrongturn : 5th August 2017 at 02:13.
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Old 5th August 2017, 06:50   #710
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Default Re: Need advice after Accident

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Originally Posted by veyron_head View Post
Advice needed for a friend who is not on team bhp:

Team, any inputs? First, is it really mandatory to file an FIR in such cases. And two, I do think it is unfair of Capital Honda to charge 5% of estimation to just take the car out.
FIR is not required and even if you try to file a FIR for such accidents with no injuries, police will give you a incident report only and not FIR.
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Old 5th August 2017, 08:45   #711
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Default Re: Need advice after Accident

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Originally Posted by arun_josie View Post
FIR is not required and even if you try to file a FIR for such accidents with no injuries, police will give you a incident report only and not FIR.
Get the incident report (aka general diary / CSR). The police are not going to take further action on the matter as there was no loss of life and the parties compounded with each other that is mutually agreed to bear their own damage costs. If the insurance needs a piece of paper with a police stamp and seal no harm giving it to them.
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