Go Back   Team-BHP > Buckle Up > Street Experiences


Reply
 
Thread Tools Search this Thread
Old 2nd February 2010, 09:22   #31
Senior - BHPian
 
shishir_bn's Avatar
 
Join Date: Nov 2009
Location: Bangalore
Posts: 1,191
Thanked: 104 Times
Default

Man you are very lucky that no one was sitting on the left side. Really you had done some good deed that nothing happened to you.
shishir_bn is offline   Reply With Quote
Old 2nd February 2010, 09:38   #32
Senior - BHPian
 
mooza's Avatar
 
Join Date: Oct 2009
Location: Bangalore
Posts: 1,040
Thanked: 230 Times
Default

Hi Inder, you are very lucky to be in good shape after what happened!

Your split second reaction saved the day for you. Had it not been for the quick right swerve maneuvre, it could have been far far worse.

Good that you shared this with us, as it reminds us how important it is preserve even a split seconds concentration while driving, to avert bigger disaster. Hope you get your car back in good shape!
mooza is offline   Reply With Quote
Old 2nd February 2010, 09:42   #33
Senior - BHPian
 
prince_pervez's Avatar
 
Join Date: Dec 2006
Location: Redwood shores, CA, USA
Posts: 4,205
Thanked: 27 Times
Default

Those daylight pictures are bad! Ruined a perfect car. Nice Alloys. Take care man.
prince_pervez is offline   Reply With Quote
Old 2nd February 2010, 14:38   #34
Senior - BHPian
 
tanwaramit's Avatar
 
Join Date: Aug 2005
Location: Dilwalon ki Dilli
Posts: 1,888
Thanked: 330 Times
Default

thanks shishir for the process update. Wondering why RTO guy assesses the vehicle, son once he is done then you can take the car to service station where insurance surveyor will survey the damage !

Inder: Hope you got your car, what are the insurance damages ? Hope there is no case from the other fellow !
tanwaramit is offline   Reply With Quote
Old 2nd February 2010, 15:43   #35
Senior - BHPian
 
sdp1975's Avatar
 
Join Date: Aug 2009
Location: Bangalore
Posts: 1,573
Thanked: 880 Times
Default

Quote:
Originally Posted by tanwaramit View Post
Wondering why RTO guy assesses the vehicle
It is as per the provisions of the MV Act. The idea is that he should check whether it is fit for use after the accident.

Laws - Motor Vehicles Act, 1988 Section 136
sdp1975 is offline   Reply With Quote
Old 2nd February 2010, 22:08   #36
BHPian
 
inder_s1's Avatar
 
Join Date: Oct 2007
Location: Bangalore
Posts: 238
Thanked: 36 Times
Default

Hi All,

Thanks all for the wishes again!

The update is that tomorrow Insurance guy from Mandovi will access the damage and inform on the total cost.

Since I did take in some beating from the around 5 villagers, My top left part of the head is swollen as well as my left forearm. Also, I'm experiencing back ,neck pain and some pain near left rib. Will be getting the scanning done from Apollo Hospital tomorrow.

Imagine not getting hurt from accident but from the people. As soon as I came out of the car, 5 guys hurled closed fists punches to my head near temple and back/neck. I defended myself and pushed them back as they were taking me towards the fields. In this process, my left forearm took most of the beating.

I need to go to court by Thu-Fri to close the case as well.
inder_s1 is offline   Reply With Quote
Old 11th February 2010, 09:41   #37
BHPian
 
inder_s1's Avatar
 
Join Date: Oct 2007
Location: Bangalore
Posts: 238
Thanked: 36 Times
Default

Hi Guys,

Here's something wierd;

I have been calling Mandovi, Mysore Isurance guy from past 4 days .. he's been telling I'll check on the vehicle and let you know. Yesterday, he says the car will be ready by next week. He further added, there was a major body damage, thats why it is taking long to complete the repairs.

I am shocked to hear this because he hasn't given me the estimate when I called or called to inform about it . Going to the Mandovi onHunsur road, Mysore today. Can any BHPian living in mysore come in if required to help me out with this?

Last edited by inder_s1 : 11th February 2010 at 09:45.
inder_s1 is offline   Reply With Quote
Old 11th February 2010, 09:43   #38
Senior - BHPian
 
Join Date: Dec 2007
Location: Dubai
Posts: 3,854
Thanked: 123 Times
Default

Inder,

Not sure if you would have noticed, but did you sign the consent papers also (for insurance claim), when you left the vehicle with them?

Please go thru the work listing in detail.
HappyWheels is offline   Reply With Quote
Old 11th February 2010, 09:49   #39
BHPian
 
inder_s1's Avatar
 
Join Date: Oct 2007
Location: Bangalore
Posts: 238
Thanked: 36 Times
Default

Quote:
Originally Posted by HappyWheels View Post
Inder,

Not sure if you would have noticed, but did you sign the consent papers also (for insurance claim), when you left the vehicle with them?

Please go thru the work listing in detail.
Hi Hapywheels,

Thanks for the quick reply.

There were no consent papers, There was a job card which I signed (Is it the same?), the one we get at the time of regular serviceing , which said the damages accessed by the supervisor (Not the insurance guy).
inder_s1 is offline   Reply With Quote
Old 11th February 2010, 10:03   #40
Senior - BHPian
 
shishir_bn's Avatar
 
Join Date: Nov 2009
Location: Bangalore
Posts: 1,191
Thanked: 104 Times
Default

@Inder that is the routine service job card.But did you sign any insurance claim papers. If not then do that ASAP or else the insurance guy will not come to assess the vehicle.
shishir_bn is offline   Reply With Quote
Old 11th February 2010, 10:09   #41
BHPian
 
inder_s1's Avatar
 
Join Date: Oct 2007
Location: Bangalore
Posts: 238
Thanked: 36 Times
Default

Quote:
Originally Posted by shishir_bn View Post
@Inder that is the routine service job card.But did you sign any insurance claim papers. If not then do that ASAP or else the insurance guy will not come to assess the vehicle.
Hi Shishir,

There were no Insurance papers or insurance persons present there at that time. The person I spoke to is the Insurance Guy from Mandovi. I will go there right away to check what's up.
inder_s1 is offline   Reply With Quote
Old 11th February 2010, 10:10   #42
Senior - BHPian
 
Join Date: Dec 2007
Location: Dubai
Posts: 3,854
Thanked: 123 Times
Default

If just the job card, then they cant claim the insurance as of now. And for insurance claim, after the surveyor does the survey, you will be presented the estimate and if you are fine with it, you sign the consent form and they start work.

The usual practice (the easy approach by all workshops) is to take the sign on the consent form, which says you agree to the charges, estimate, and are responsible, blah blah, when they take the processing documents itself

And as Shishir mentioned, I hope you did the claim request form, where you would have mentioned the date, time, accident details and such, for the workshop to initiate the claim process. And since you had an FIR, even that should have been given.

EDIT:

You should have filled out a claim for, the the actual insurance processing to start. Please check it.

Last edited by HappyWheels : 11th February 2010 at 10:15.
HappyWheels is offline   Reply With Quote
Old 11th February 2010, 10:19   #43
BHPian
 
inder_s1's Avatar
 
Join Date: Oct 2007
Location: Bangalore
Posts: 238
Thanked: 36 Times
Default

Quote:
Originally Posted by HappyWheels View Post
If just the job card, then they cant claim the insurance as of now. And for insurance claim, after the surveyor does the survey, you will be presented the estimate and if you are fine with it, you sign the consent form and they start work.

The usual practice (the easy approach by all workshops) is to take the sign on the consent form, which says you agree to the charges, estimate, and are responsible, blah blah, when they take the processing documents itself

And as Shishir mentioned, I hope you did the claim request form, where you would have mentioned the date, time, accident details and such, for the workshop to initiate the claim process. And since you had an FIR, even that should have been given.

EDIT:

You should have filled out a claim for, the the actual insurance processing to start. Please check it.
Happywheels/Shishir,

Thanks for the update. Will go there right now to check what's happening. I did give FIR and Car Papers copies to them and recalling the day , I did sign one form. Geeezz..

It's so hard to remember, whole day I was running around PS to get the vehicle released and then get it towed to Mandovi. I will check on it and update. It's tough to run around with a painful and swollen ankle .
inder_s1 is offline   Reply With Quote
Old 11th February 2010, 10:32   #44
Senior - BHPian
 
shishir_bn's Avatar
 
Join Date: Nov 2009
Location: Bangalore
Posts: 1,191
Thanked: 104 Times
Default

Quote:
Originally Posted by inder_s1 View Post
Happywheels/Shishir,

Thanks for the update. Will go there right now to check what's happening. I did give FIR and Car Papers copies to them and recalling the day , I did sign one form. Geeezz..

It's so hard to remember, whole day I was running around PS to get the vehicle released and then get it towed to Mandovi. I will check on it and update. It's tough to run around with a painful and swollen ankle .
Same thing happened to me also.With broken hand,stitch on my forehead,Bruises in my ribcage I had to run aroun and not in Bangalore but in Shimoga to release my car.So it is a learning.You will become professor due to this expereince.
On a serious note.Please check with them
shishir_bn is offline   Reply With Quote
Old 11th February 2010, 10:42   #45
BHPian
 
inder_s1's Avatar
 
Join Date: Oct 2007
Location: Bangalore
Posts: 238
Thanked: 36 Times
Default

Quote:
Originally Posted by shishir_bn View Post
Same thing happened to me also.With broken hand,stitch on my forehead,Bruises in my ribcage I had to run aroun and not in Bangalore but in Shimoga to release my car.So it is a learning.You will become professor due to this expereince.
On a serious note.Please check with them
Thanks Shishir ,

Everytime you hear from lot of people that life flashed before their eyes, nothing like that happened to me at least. Reason: The brain didnt have enough time to think abt it. It took one sec to see , turn the steering,hit, spin , hit, spin and come to standstill. No time to think at all!!
inder_s1 is offline   Reply With Quote
Reply


Thread Tools Search this Thread
Search this Thread:

Advanced Search


Similar Threads
Thread Thread Starter Forum Replies Last Post
Where Time Still Stands Still - A Journey (Delhi-Dumka-Deoghar) anandjha Travelogues 11 29th November 2012 16:59
Ladakh, Heaven on Earth yogesh sarkar Travelogues 45 21st October 2009 13:48
Google Earth & Windows Live Local Satelite Imaging! tsk1979 Shifting gears 40 19th April 2006 09:15
What on earth is Nokia doing with cell phone softwares? GTO Gadgets, Computers & Software 8 19th March 2006 00:27
the largest earth mover kallil The International Automotive Scene 7 21st June 2005 23:30


All times are GMT +5.5. The time now is 06:17.

Copyright ©2000 - 2017, Team-BHP.com
Proudly powered by E2E Networks