Toyota Innova Variant and TCO Analysis Workshop 2008 - Page 8 - Team-BHP

Xehaust · 5th March 2008, 00:03

I dont see any purpose for the running boards or the side bar in your pictures as the Innova is anyways comfortable to get in and out of. Yes, it is helpful for elder or handicapped people.

The door beading is a good idea but it came standard on mine. you can see it in the pic i posted on page 5.

Those mags will look great on a black car.

trrk · 5th March 2008, 16:51

Hi,

> I agree with you with the torque experience.

I was referring to the Innova diesel.

The Indica DLE I had was a different matter.

> My wife recently learnt driving in a diesel indica ans she cant drive my astra
> properly (always does incorrent gear changes and clutch releases).

When I had a Versa and the Indica diesel together, I had difficulty in adjusting to the Versa after a stint in the Indica.

Now there is no problem in shifting gears when I take my petrol car out as it is an automatic.

btirthankar · 5th March 2008, 18:40

Quote:

Originally Posted by btirthankar

I am planning to buy an Innova this year and was wondering what is the prevailing ROI. I am getting quotes from UTI, HDFC (2), Reliance (2), ICICI

ROI (was quoted 13.5 %)
Tenure 60 Months
One Advance (which date is cut off.. is it disbursement between the 20th and 5th that 1 emi advance is nullified?)
Is 4% subvention from financier added to disbursement amount?
Does the dealer adds that to dealer discount and calls it his own discount?
I am being offered 30K cash discount on a 2008 Innova... so he said Insurance can be free. Is it enf?

Below is a calculation:

Please comment whether the above is realistic. How can I get max discount and how much is actual discount for a 2008 model?

mobike008 · 6th March 2008, 11:23

Quote:

Originally Posted by btirthankar

Please comment whether the above is realistic. How can I get max discount and how much is actual discount for a 2008 model?

Basu, apart from Insurance you should bargain with them for some of the important accessories like foot mats, body cover, possibly a couple of coats of Teflon, sun film,central locking etc.

When i bargain, i usually get most of it in my kitty, simple method i use is pit two dealers against each other. Say Harsha is giving me 1,2,3 items and Dobro will add 4,5 to it. Go to third dealer and say your getting 5 items what is your best offer? I bought 4 new cars in the past 10 years and this gimmick worked with all of them.

Just to give you an example of what discounts and accesories i got for my viva crdi :

Free Insurance ( 25K)
4 Alloy Wheels ( 15K ) with option to buy from aftermarket. He just discounted this amount from my advance payment.
Sun-film
Three Coats of Teflon
One coat of Under-body anti-rust
Central Locking
Floor Mats
Body Color painting ( door handles, side view mirrors, rear panel)
Body Cover

Car Loan from SBI at 9% and no advance EMI cheques and day-diminishing interest calculation. As i already recommended, approach SBI or any other nationalized bank and get the loan from them.

btirthankar · 6th March 2008, 19:22

Quote:

Originally Posted by mobike008

Basu, apart from Insurance you should bargain with them for some of the important accessories like foot mats, body cover, possibly a couple of coats of Teflon, sun film,central locking etc.

When i bargain, i usually get most of it in my kitty, simple method i use is pit two dealers against each other. Say Harsha is giving me 1,2,3 items and Dobro will add 4,5 to it. Go to third dealer and say your getting 5 items what is your best offer? I bought 4 new cars in the past 10 years and this gimmick worked with all of them.

Just to give you an example of what discounts and accesories i got for my viva crdi :

Free Insurance ( 25K)
4 Alloy Wheels ( 15K ) with option to buy from aftermarket. He just discounted this amount from my advance payment.
Sun-film
Three Coats of Teflon
One coat of Under-body anti-rust
Central Locking
Floor Mats
Body Color painting ( door handles, side view mirrors, rear panel)
Body Cover

Car Loan from SBI at 9% and no advance EMI cheques and day-diminishing interest calculation. As i already recommended, approach SBI or any other nationalized bank and get the loan from them.

That was a great trick:

Here is the quote comparison attached. As far as SBI is concerned, if I avail, then my DP will increase and I may not even get 90% funding as I dont have proper income docs and resi-proof. In any case they are charging 11.5% on daily reducing which may effectively come to say 9%.

As for freebies, apart from their committed --- mudflaps, mat, muffler cutter, I have asked for center console (costs 9K) and sunglass holder (costs 1K)

what d'ya say guys?

Xehaust · 6th March 2008, 19:38

Great list of Freebies. Have to try this when i buy a new car

btirthankar · 6th March 2008, 22:14

Fresh from Transit...but forgot to check Bridgestone

Xehaust · 7th March 2008, 00:42

Nice pics, were you living at the showroom for the car to come

that you got these pics.

btirthankar · 7th March 2008, 07:36

Quote:

Originally Posted by Xehaust

Nice pics, were you living at the showroom for the car to come

that you got these pics.

Yesterday was a holiday and I went to the dealership(s)

I snapped the serial no. and ensured...

btirthankar · 7th March 2008, 11:13

Quote:

Originally Posted by btirthankar

There are some issues here:

I am getting higher dealer discount in Hyd than Kolkata
Kol has 1 dealer and monopoly service and I'm not getting variant of my choice in confirmation.
Kolkata-Hyderabad Price diff is 6K
I need a car this month itself (as I will sell off my astra)
I am shifting to Kolkata after 2 months
I travel entire country so it will be either AP or WB numbers which will be the odd ones out wherever I go.
Hyd tax is lifetime 76K -15 years. Kol tax is 39K-5 years (Diff of 37K)
Kol Road Tax will surely increase in the subsequent 5 years block. (say 60K)
Hyd resale is higher too.
I have time now (low work load in Hyd) to haggle with banks and on discount etc.
When caught I can always say I am in Kolkata on a trip and not a permanent resident.

These are my opinions. I have not made the purchase.

comments welcome.

I also refer to a quote in the Road Tax Section.

What do u say guys?

vid6639 · 7th March 2008, 11:16

Quote:

Originally Posted by btirthankar

Fresh from Transit...but forgot to check Bridgestone

Both the gold and beige look to be wearing goodyears.

btirthankar · 7th March 2008, 11:44

Quote:

Originally Posted by vid6639

Both the gold and beige look to be wearing goodyears.

I guess u r right (from the tread patterns)

Whats the solution if the dealer does not have any Bridgestone Vehicle stock?

How much will I get as exchange value for a wider profile tyre?

I've been reading the bulging nightmares.

Now I will shift to Kolkata.. if any problem occurs, how will I chase the dealer?

btirthankar · 7th March 2008, 14:16

Quote:

Originally Posted by btirthankar

I guess u r right (from the tread patterns)

Whats the solution if the dealer does not have any Bridgestone Vehicle stock?

How much will I get as exchange value for a wider profile tyre?

I've been reading the bulging nightmares.

Now I will shift to Kolkata.. if any problem occurs, how will I chase the dealer?

Thank God its Bridgestone and I may not go for 225/60/R15.

I enquired alloys...am getting 4 for 16800 less paltry Rs. 150 each for rims.

Tyres guy said'll give 3500 each for 205/65/R15 Stock Bridgestone and 225/60/R15 Hankock will cost 4700 each. (How is Hankock?)

Michelin will cost 6800!!

wd dya say guys?

mobike008 · 7th March 2008, 14:22

Quote:

Originally Posted by btirthankar

Thank God its Bridgestone and I may not go for 225/60/R15.

I enquired alloys...am getting 4 for 16800 less paltry Rs. 150 each for rims.

Tyres guy said'll give 3500 each for 205/65/R15 Stock Bridgestone and 225/60/R15 Hankock will cost 4700 each. (How is Hankock?)

Michelin will cost 6800!!

wd dya say guys?

That's how it goes for stock rims. Whereas the deal for tyres are good. Are you referring to Hanook tyres? If yes, they are pretty good tyres and you can go with them. I mostly see scorpio's with Hanook tyres. One of Hyd tbhp guy also has them on his scorpio. PM him for its performance,his handle is "Zenopio"

Xehaust · 7th March 2008, 14:32

The Alloys seem to be a nice deal for getting 15 inchers at 16800. Tell him to make it a round figure of 16. Or lowest to lowest, 16500. Im sure if he is ready at 16800, these prices will be fine. (Just make sure they are of good quality, what brand are they?)

Regarding the rubber, i feel you should use the bridgestone till they wear out and then exchange.

5th March 2008, 16:51	#107 (permalink)
trrk BHPian Join Date: Feb 2004 Location: Alleppey, Kerala Posts: 531 View My Garage	Hi, > I agree with you with the torque experience. I was referring to the Innova diesel. The Indica DLE I had was a different matter. > My wife recently learnt driving in a diesel indica ans she cant drive my astra > properly (always does incorrent gear changes and clutch releases). When I had a Versa and the Indica diesel together, I had difficulty in adjusting to the Versa after a stint in the Indica. Now there is no problem in shifting gears when I take my petrol car out as it is an automatic. __________________ Rajesh -Marina LS, Oct 05, 47588 (48347) kms, 13.95 kpl, 44km/day -City CVT, Sep 07, 18454 kms, 13.21 kpl, 49km/day

6th March 2008, 22:14	#112 (permalink)
btirthankar BHPian Join Date: Sep 2007 Location: Bangalore, Kolkata Posts: 402 View My Garage	Fresh from Transit Fresh from Transit...but forgot to check Bridgestone Attached Images __________________ Innova 2008 \| Earlier: M800, Opel Astra, Yamaha RX100, P Padmini

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5th March 2008, 00:03	#106 (permalink)
Xehaust BHPian Join Date: Jan 2008 Location: Mumbai Posts: 411 View My Garage	I dont see any purpose for the running boards or the side bar in your pictures as the Innova is anyways comfortable to get in and out of. Yes, it is helpful for elder or handicapped people. The door beading is a good idea but it came standard on mine. you can see it in the pic i posted on page 5. Those mags will look great on a black car.

6th March 2008, 19:38	#111 (permalink)
Xehaust BHPian Join Date: Jan 2008 Location: Mumbai Posts: 411 View My Garage	Great list of Freebies. Have to try this when i buy a new car

7th March 2008, 00:42	#113 (permalink)
Xehaust BHPian Join Date: Jan 2008 Location: Mumbai Posts: 411 View My Garage	Nice pics, were you living at the showroom for the car to come that you got these pics.

7th March 2008, 14:32	#120 (permalink)
Xehaust BHPian Join Date: Jan 2008 Location: Mumbai Posts: 411 View My Garage	The Alloys seem to be a nice deal for getting 15 inchers at 16800. Tell him to make it a round figure of 16. Or lowest to lowest, 16500. Im sure if he is ready at 16800, these prices will be fine. (Just make sure they are of good quality, what brand are they?) Regarding the rubber, i feel you should use the bridgestone till they wear out and then exchange.