Go Back   Team-BHP > Under the Hood > Technical Stuff


Reply
 
LinkBack Thread Tools Search this Thread
Old 22nd February 2012, 23:12   #16
Senior - BHPian
 
kpzen's Avatar
 
Join Date: Oct 2004
Location: Faridabad
Posts: 5,127
Thanked: 439 Times
Default Re: Fiat Punto Accident: B-pillar damage

Samartha,
Nothing major to make it a total loss.

2 doors
Fitting parts & fixtures
Side body
Running board with side sill
Center pillar inner

Can see some damage on the roof pillar. Full roof may have to be re-painted.
Ask them to do their best & avoid full roof re-paint.
kpzen is offline   (3) Thanks Reply With Quote

Old 23rd February 2012, 03:11   #17
BHPian
 
Join Date: Dec 2011
Location: Noida
Posts: 45
Thanked: 14 Times
Default Re: Fiat Punto Accident: B-pillar damage

Quote:
Originally Posted by kpzen View Post
Samartha,
Nothing major to make it a total loss.

2 doors
Fitting parts & fixtures
Side body
Running board with side sill
Center pillar inner

Can see some damage on the roof pillar. Full roof may have to be re-painted.
Ask them to do their best & avoid full roof re-paint.
Thanks for your comforting advice. The roof is completely untouched. Even the paint is intact. I am visiting the dealer tomorrow and will post a summary of my discussion with them.
Samartha is offline   Reply With Quote
Old 23rd February 2012, 09:07   #18
BHPian
 
Join Date: Nov 2011
Location: Mumbai
Posts: 32
Thanked: 3 Times
Default Re: Fiat Punto Accident: B-pillar damage

I have my doubts on the strength after the replacement of the side body. I highly doubt that the mechanic/tech working on the car will be able to weld it with the same level of precision as it is done while making the car.

So please get in touch with another mechanic before getting the work done on your car. As someone suggested request the Fiat people to inspect the car and then take your decision.

Incase the FIAT people are coming please be present for the inspection. The service center where you took your car will try its level best to convince the FIAT fellow that the car can be repaired and they can do it cause they will get more money from the process of repairing your car than writing it off as a total loss. So please be present when the FIAT fellow come to inspect your car.
adilj is online now   Reply With Quote
Old 23rd February 2012, 10:24   #19
BHPian
 
Join Date: Dec 2011
Location: Noida
Posts: 45
Thanked: 14 Times
Default Re: Fiat Punto Accident: B-pillar damage

Quote:
Originally Posted by adilj View Post
I have my doubts on the strength after the replacement of the side body.
============
So please be present when the FIAT fellow come to inspect your car.
Like KPZen said, I don't think totaling the car is an option anymore. I will have to go for repairs and hope for the best.

Am visiting the workshop in the afternoon. Will post some more pictures.
Samartha is offline   Reply With Quote
Old 23rd February 2012, 16:16   #20
BHPian
 
Join Date: Feb 2010
Location: Bangalore
Posts: 103
Thanked: 15 Times
Default Re: Fiat Punto Accident: B-pillar damage

Very sorry to know about the mishap. Thankgod that you are not hurt much. It is really sorry to know what a careless driver (Cabbie in your case) could do to other road users.

Please double check with the service centre about the estimate. 40-50K for such a damage seems less to me.

I am amazed that even with such an impact, even the front door windscreen also did not get damaged. I cannot imagine what would would have happened if it was some other 'not so strong tin can' cars from market leader.

I do not want to sound insensitive..just being curious..do you have some pictures of that xylo, am interested to know extent of damage that happened to it.
vidyasagar is offline   Reply With Quote
Old 23rd February 2012, 17:15   #21
Senior - BHPian
 
amit_mechengg's Avatar
 
Join Date: Dec 2007
Location: Pune
Posts: 2,187
Thanked: 507 Times
Default Re: Fiat Punto Accident: B-pillar damage

Looks like the cabbie hooked you up with great speeds.
Looking at the damage i can tell you that its not at all a problem.

I have seen worst of the lot being easily repaired by competent garages. In your case you are very lucky that just the doors and running board are more damaged.

The doors will be a direct replacement and so will be the running board. The TASS will open the running board cover and replace the inner piece of BIW board.

They are right. Punto has those pieces spot welded in the factory. Nowdays TASS have those laser alignment equipment and its very easy for them to do the spot welding perfectly.

With all these repairs there wont we any problem to alignment as that is not damaged at all.
amit_mechengg is offline   (1) Thanks Reply With Quote
Old 23rd February 2012, 17:22   #22
BHPian
 
Join Date: Dec 2011
Location: Noida
Posts: 45
Thanked: 14 Times
Default Re: Fiat Punto Accident: B-pillar damage

Quote:
Originally Posted by vidyasagar View Post
Very sorry to know about the mishap. Thankgod that you are not hurt much. It is really sorry to know what a careless driver (Cabbie in your case) could do to other road users.

Please double check with the service centre about the estimate. 40-50K for such a damage seems less to me.

I am amazed that even with such an impact, even the front door windscreen also did not get damaged. I cannot imagine what would would have happened if it was some other 'not so strong tin can' cars from market leader.

I do not want to sound insensitive..just being curious..do you have some pictures of that xylo, am interested to know extent of damage that happened to it.
It's amazing what car crashes could do to you. I now realize I was sort of disoriented in some respects. Here's what I've realized:
  • The last thing I heard was the screeching sound of the Xylo braking. That means the Xylo was decelerating as it hit my car. Things would have been a bigger mess if there was a secondary contact between the two vehicles or with a third object. Fortunately, that did not happen. But, the Punto did an excellent job of protecting me during the accident.
  • The Xylo's radiator burst immediately. The bonnet crumpled up. The Xylo took a direct impact to its engine. Under police pressure, the cab owner handed over a copy of his insurance certificate to me. I later realized that even the Xylo was brand new -- May 2011.

I visited the service centre (Oberoi) earlier today and the service adviser took every measure to demonstrate their repair capabilities to me. I have some photos and similar stuff. Will post that later today when I reach home.

But yes, it is amazing that the windscreen didn't get impacted. Even the rear mirror is more or less salvageable.

On the plus side, there was a pre-exisiting scratch on the rear panel that will now be replaced. That scratch had been bothering me.

More later.
Samartha is offline   Reply With Quote
Old 24th February 2012, 00:09   #23
BHPian
 
idofsuresh's Avatar
 
Join Date: Jan 2007
Location: Bangalore
Posts: 148
Thanked: 76 Times
Default Re: Fiat Punto Accident: B-pillar damage

Samartha,

Sorry about your accident.

If the mistake is on Xylo I think the insurance must be claimed through Xylo's insurance company. It means few things:

- You don't have to shell out a single rupee from your pocket
- There is no depreciation. 100% will be covered by Xylo's Insurance including labor.
- You do not lose no claim bonus.

But I think you need a FIR, some additional formalities and maybe a proof that the mistake is Xylo's. Please ask your insurance company about this. If YOUR insurance company pays for the damages you will lose a lot of money. And Xylo goes scot free.

PS: This is what I heard from my insurance company few years back. They sounded logical.

Last edited by idofsuresh : 24th February 2012 at 00:11.
idofsuresh is offline   (1) Thanks Reply With Quote
Old 24th February 2012, 00:50   #24
BHPian
 
Join Date: Jan 2012
Location: Bangalore,Coorg
Posts: 720
Thanked: 302 Times
Default Re: Fiat Punto Accident: B-pillar damage

Quote:
Originally Posted by idofsuresh View Post
Samartha,

Sorry about your accident.

If the mistake is on Xylo I think the insurance must be claimed through Xylo's insurance company. It means few things:

- You don't have to shell out a single rupee from your pocket
- There is no depreciation. 100% will be covered by Xylo's Insurance including labor.
- You do not lose no claim bonus.

But I think you need a FIR, some additional formalities and maybe a proof that the mistake is Xylo's. Please ask your insurance company about this. If YOUR insurance company pays for the damages you will lose a lot of money. And Xylo goes scot free.

PS: This is what I heard from my insurance company few years back. They sounded logical.
Good point. In all this mess of considering the work needed on the car, none of us thought about how if the Xylo's insurance covers everything, you have no expenses and your NCB is untouched.

I guess you would need an FIR which states that the Xylo was responsible for the accident and the Xylo driver would need to accept culpability. Otherwise his insurance company would make it difficult for you.
pganapathy is offline   Reply With Quote
Old 24th February 2012, 01:11   #25
BHPian
 
Join Date: Dec 2011
Location: GURGAON
Posts: 51
Thanked: 5 Times
Default Re: Fiat Punto Accident: B-pillar damage

Honestly I do not feel like it is a huge damage. People are too finicky (total loss for a damage like this ????)

I've been through worse (the figo that I bought last week was the outcome of a far worse collision that I experienced in my alto but the boys repaired it well). Anyway, coming to the point, this damage is very well under control. Do not take random advices. The repairing staff knows of what they are capable of and they do fairly decent job in restoring the vehicles original condition. Can't comment on the estimate part given by the dealer though. Add up another 30-40% to the dealer's estimate to arrive at a more reasonable figure.
SushantV is offline   Reply With Quote
Old 24th February 2012, 02:03   #26
BHPian
 
Join Date: Dec 2011
Location: Noida
Posts: 45
Thanked: 14 Times
Default Re: Fiat Punto Accident: B-pillar damage

Quote:
Originally Posted by pganapathy View Post
Good point. In all this mess of considering the work needed on the car, none of us thought about how if the Xylo's insurance covers everything, you have no expenses and your NCB is untouched.

I guess you would need an FIR which states that the Xylo was responsible for the accident and the Xylo driver would need to accept culpability. Otherwise his insurance company would make it difficult for you.
Thanks for bringing in this very important angle. OK, so here is how things went. After the collision, I made a few important calls (called Fiat Helpline and had them send in a crane, called the police, called my folks) and headed to the nearest hospital for a quick chest X-ray and vital stats check. When I returned to the spot, the police was there and so was the owner of the cab. The driver of the cab had meanwhile "went missing".

The police pressed hard to negotiate. When I finally said I was going to file an FIR, they said that both the vehicles would have to be towed to the police station, where a technical inspection was to be held. The cars would be released the next day. Since the towing crane was already there (at my expense of Rs 2k) and after I realized that the cab owner seemed like a seasoned player, I went with what seemed to be the best option available at that time -- the police handed me over 8k from the owner. Since I was still under shock, one of my friends wrote the "agreement letter", which I later signed. I was shocked when the friend told me later that the amount in the agreement letter was 11.5k and that the police had pocketed Rs 3.5k for their "efforts".

I do have the contact of the cab owner and also a copy of the insurance certificate of the cab. The cab owner had also said he would supply the driving license of the cab driver whenever I wanted it. Is it still possible to use their third-party insurance to carry out the repairs? Would I need to file an FIR for it? If yes, would the car need to towed all over again to the police station before things can be finalized?

I know I might have acted like so many of us who are afraid of legal procedures (this despite the fact that I come from a family of lawyers, but not based in UP), but I wanted the altercation to end as soon as possible. I was gasping for breath after the seat-belt impact and not really in peak form. Also, the least I would have lost at that moment (in addition to accidental damage) was 2k for the crane.

Practical advice is welcome.
Samartha is offline   Reply With Quote
Old 24th February 2012, 18:22   #27
BHPian
 
Join Date: Dec 2011
Location: Noida
Posts: 45
Thanked: 14 Times
Default Re: Fiat Punto Accident: B-pillar damage

Finally, some photos from my visit to the Oberoi workshop yesterday. I went to the workshop yesterday afternoon. Sensing my anxiety, the service adviser very patiently showed me around their bodyshop. At the end of it all, he even invited me over for a lunch in their modest office canteen. I had not had my lunch, so I gladly accepted the offer. Overall, I felt reassured that they could repair the damage.

Some key observations from the visit:

They seem to have spot-welding facilities instead of gas welding, which is good news, I guess.

They also seem to have an expensive machine for straightening the chassis. Will it be able to straighten the chassis with precision?

I also had a look at the estimates and they seem to have covered all of the damage. Your thoughts about the snapshots below. On the second page, the roof charges are for pulling out a dent and painting it. The roof is intact otherwise.
Attached Thumbnails
Fiat Punto Accident: B-pillar damage-upper-damage.jpg  

Fiat Punto Accident: B-pillar damage-chassis.jpg  

Fiat Punto Accident: B-pillar damage-dam.jpg  

Fiat Punto Accident: B-pillar damage-run_b.jpg  

Attached Images
    

Last edited by GTO : 27th February 2012 at 10:23. Reason: Please do NOT use IMG tags for attachments; do refer to the Announcement thread on uploading pictures. Thanks
Samartha is offline   (1) Thanks Reply With Quote
Old 25th February 2012, 12:25   #28
BHPian
 
gauravdgr8's Avatar
 
Join Date: Mar 2008
Location: Hyderabad
Posts: 334
Thanked: 190 Times
Default Re: Fiat Punto Accident: B-pillar damage

Samartha, first of all good to you that you are safe.

Now coming to the damage. Way back in '07, I had an accident in my M800 where in the B Pillar, Running Board on the driver's side were impacted and all was repaired. Post the repair, I did not find any issues with the car or it's stability.

If the work done is of good quality, you should see no issues and can keep the car for years.

Take care.
gauravdgr8 is offline   Reply With Quote
Old 25th February 2012, 16:30   #29
BHPian
 
WasavaTyres's Avatar
 
Join Date: Aug 2006
Location: Indore
Posts: 534
Thanked: 41 Times
Default Re: Fiat Punto Accident: B-pillar damage

Hi this is quite similar to what my baby went thru. But I'm surprised to know the amount you are being asked to pay. I paid 100 bucks to the surveyor / insurance guy that too of my own volition and not as a actual charge. My car was about 3 months old when it happened. check the following link for pics :

http://www.team-bhp.com/forum/street...ml#post2419429 (Accidents in India - PICS)
WasavaTyres is offline   Reply With Quote
Old 25th February 2012, 17:00   #30
BHPian
 
samyakmodi's Avatar
 
Join Date: Apr 2006
Location: Indore
Posts: 672
Thanked: 145 Times
Default Re: Fiat Punto Accident: B-pillar damage

Quote:
Originally Posted by WasavaTyres View Post
Hi this is quite similar to what my baby went thru. But I'm surprised to know the amount you are being asked to pay. I paid 100 bucks to the surveyor / insurance guy that too of my own volition and not as a actual charge. My car was about 3 months old when it happened. check the following link for pics :

http://www.team-bhp.com/forum/street...ml#post2419429 (Accidents in India - PICS)
i was just about to ask samarth to get in touch with you. ;-)

well not coming straight to the point.

i seriously doubt that the vehicle would perform optimal.
if the chassis is bent - ideally it should be a total loss.
if i am not mistaken any damage to engine OR chassis qualifies for total loss. i may be wrong. check with your insurance people OR go through the policy.

i was also about to tell you to not bother about anything regarding the expense as the xylo's insurance company is obligated to cover your damages - but it seems we are all thinking on the same lines already.

since the cops did pocket the facilitation charges - i think it's only fair that you ask them to book an FIR and send a notice to the xylo's insurance company. they should take care of all the expenses. you can also ask them for financial compensation too.

do follow up the case legally - as end of the day you were not wrong and you shouldn't bear the cost of it. do call up the cab owner and tell him that he is liable to pay you the difference amount between what insurance pays you and what the actual bill is (though his insurance company will take care of the bills)

if possible - try convincing the insurance company for total loss OR get rid of it as soon as possible.
samyakmodi is offline   Reply With Quote
Reply


Thread Tools Search this Thread
Search this Thread:

Advanced Search


Similar Threads
Thread Thread Starter Forum Replies Last Post
Accident damage, but worse... My Swift is rusting away! Thad E Ginathom Street and Travel Experiences 130 5th February 2012 13:57
Swift VDI+ABS or Fiat Punto MJD or New Fabia 1.2 Diesel. Edit- Booked Fiat Punto MJD magnanimousdude Hatchbacks 59 27th October 2010 13:18
Punto - Fibreglass A Pillar for Speakers Crimson DIY - Do it yourself 11 18th September 2010 00:41
Fiat Grande Punto and the new Fiat Sedan; Tata-Fiat JV jkdas The Indian Car Scene 37 4th March 2009 16:01


All times are GMT +5.5. The time now is 14:54.

Copyright 2000 - 2014, Team-BHP.com