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|30th July 2009, 15:46||#1|
Booked my Hip-Hop Black Punto Emotion Pack. EDIT : Delivery taken
Here it goes,
1) Took test drive of both diesel and petrol from concorde motors a week ago.
2) I was already confused on taking disel or petrol and the test drive increased my confusion.
3) Finally after so many suggestions here i decided to go for diesel.
4) Did not want any compromise on accessories and features so went for Emotion pack.
5) After feeling the pathetic customer care from concorde i decided to go with prerana for booking. The concorde sales guy did not return my call back both times when i asked him about corporate offer. And both times he kept me on hold like he is doing some favour to me. I hate these kinda behaviours so i cut off concorde.
I read pretty good comments here for prerana in sarjapur road so called em up and surprisingly they were very helpful.
6) Went there by after noon 3:00 Pm and paid an amount of 25k for booking my beauty. yippieeeeee finally i made my mind
On road price: 7,29857 (incl life time tax + insurance + extended warranty + regn)
provided me a Corporate offer: 6000/- (my company is listed in A)and basic accessories like mud flaps, mats, ganesha and perfume. .
7)Now comes the loan part. i am opting for a loan for 5.5 lac and here is what the tata finance scheme had to offer (AXIS) with 5% pre closure charges.
Fiance amount 550000
Margin amount 64331
LMF 3700 (what is this???)
insurance 17927 (their price, i sahll check with bajaj)
road tax 87849
regn charges 4750
extended warranty 5000
So if i go for 30 months then,
183557 + 1st EMI 17721 + (35 x 17721)
Now here are my questions
- what is LMF?
- how good is the loan deal from AXIS?
- Does it come with 5 alloys or 4 alloys??
8) i have got the quote from Bajaj alliance just now. At first he kept 5% depreciated value and when i told him clearly i nee 100% as i know lot of people who got the same.
This is what he finally gave me
100% vehicle value covered i.e., 614331/-
Insurance quote 13807/-
1) Owner driver - 2 lacks
2) each occupant - 2 lacks
3) paid driver - 50000/-
4) 3rd party property damage - 7.5 lacks
5) 3rd person death/disability - unlimited
At first he told me 14,900/- but when i insisted for price in 13k range he told me that he had put "PA unnamed coverages for 2 lacks" in my insurance which would be lesser or not there with my friends who got. True?
Whoever got from bajaj allianz, what is the price you got for and does coverages same?
But finally the quote he gave with PA un-named is 13807 for 100% vehicle value (ex showroom)
I am shopping around for loan right now. any help?
|30th July 2009, 17:07||#4|
Almost all banks giving me 10.5%
which comes to 17721 as EMI for 36 months.
But only SBI will give 8% first year and then 10% 2nd and 3rd year. And HDFC said they can never match with SBI
Banks i spoke to till now
HDFC - 3% preclosure
corporation bank - no preclosure charges
AXIS - 5% preclosure
SBI - Forgot what they said. 2% i guess.
SBI is know for slow procesing and the minimum time given is 1 week.
For HDFC i have to take insurance from bajaj allianz thru them and they quoted me the same price quoted by bajaj which is 13807 (Damn i should have told them 12k, it jus came out of my mouth)
PNB and CBI - pending to talk
i am confused, big time
|30th July 2009, 17:15||#5|
Join Date: Jul 2009
Thanked: 33 Times
Congrats Vinz. You join the BOLD club.
|30th July 2009, 17:15||#6|
Distinguished - BHPian
Join Date: Sep 2005
Thanked: 1,436 Times
And for me SBT gave me a loan within 36 hours.
lakhs /lacs right?
|30th July 2009, 17:25||#7|
Join Date: Apr 2007
Thanked: 17 Times
corporation bank approved my loan within 2 days. their is 11% flat(and no processing or pre-closure charges)
congrats on the car... and happy puntoing..
but seriously i have not seen a single punto or jazz in b'lore.(maybe i stay too much in office)
|30th July 2009, 17:26||#8|
Join Date: Aug 2007
Thanked: 0 Times
Congrats Vinz !!
I think Black would be one of the best colour on Punto, Do Post pics of your beauty once you lay your hands on it
I am also in the same dilemma as you are,to decide between the petrol and diesel emotion pack..ave to test drive the diesel for a decision.
what is the delivery time promised by your dealer?
|30th July 2009, 17:33||#9|
just a typo, jkdas. Out of excitement
I have started seeing a lot of JAZZ and some puntos on road now.
|30th July 2009, 19:10||#10|
Sarjapur prerana motors promised me a delivery in 10 days time.
|30th July 2009, 19:16||#11|
Senior - BHPian
Join Date: Sep 2006
Thanked: 795 Times
Too perfect to be a co-incidence, I just walked out for smoke and saw a black punto. Looked smokkkkiiinnnggggg hawwwwt , came back, logged into t-bhp and I find your thread again a black one.
Congrats pal, am sure she will be a head turner in black.
|30th July 2009, 19:21||#12|
She definite is going to be a head turner for sure. Punto itself can catch a lot of eyes and now the black color will be stunning. I am yet to see black punto but i just love hte color and been wanting to own one for a very looong time.
|31st July 2009, 14:25||#13|
Join Date: Dec 2007
Thanked: 19 Times
Can you PM me the contact details of the Bajaj Allianz agent? I have booked a Punto too (red, Diesel emotion pk) and when I called up Bajaj Allianz's call centre they gave me a quote for 18K - more than what the Prerana guys were quoting.
|31st July 2009, 17:40||#14|
Spoke to bank Of india customer care and know what.
They are giving loans for 8.5% interest rate. I was like wooow.
The EMI is 3156/lac for 3 years. But when i spoke to the brach person here in JBNagar he was quite rude to me. He told me he cannot give me loan as i do not an account there and i should have an account first and afther some transactions he will let me take loan.
The customer service people told me a different story. They said when i take loan the account will be opened automatically. Now the woooow has gone down and i see a less chance of getting a loan from there.
|31st July 2009, 17:58||#15|
Join Date: Feb 2009
Thanked: 630 Times
Dude, it will be of great help if you can let me know exactly the accessories and discounts you got.
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