![]() | #481 | |
BHPian ![]() Join Date: Sep 2009 Location: Bangalore
Posts: 185
Thanked: 189 Times
| ![]() Thanks all for the response. I talked to that insurance guy and he assured me that he will give NCB certificate when i buy the new vehicle. For now, i am going ahead with the renewal of my swift's insurance. Quote:
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![]() | #482 |
Newbie Join Date: Jun 2008 Location: Erode,Tamilnadu
Posts: 21
Thanked: 7 Times
| ![]() My Current situation Have sold my old Car Last week and have 45 % NCB on the same. I have book ecosport which i will "hopefully" get in september. I know i can get the NCB transfered to my name.My old car Premium renewal date is in December. My Main question is if i get the NCB transfered to my name whether the insurance for the car will continue till December.because when i put the advertisement for selling the car i had mentioned Comprehensive Insurance for the same. Secondly how will the buyer of my car will transfer the insurance in his name.whether he can transfer it without NCB or he has to take a all new insurance Immediately If my question is already answered kindly use discretion for replying me as the buyer is coming today for signing the all the remaining sale/transfer documents for the car |
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![]() | #483 | |
Senior - BHPian ![]() | ![]() Quote:
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![]() | #484 |
BHPian Join Date: Apr 2010 Location: Bengaluru
Posts: 55
Thanked: 19 Times
| ![]() I have accrued 50% NCB on my bike in the past decade. Now I've decided to buy a new car. I intend to close off the existing comprehensive insurance on my bike and replace it with a 3rd party insurance by the same insurer. So I should be getting the NCB certificate. Can I use this NCB on my new car? |
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![]() | #485 | |
Senior - BHPian ![]() | ![]() Quote:
Best Regards & Drive/Ride Safe Ram | |
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![]() | #486 |
Team-BHP Support ![]() ![]() | ![]() I recently sold my Wagon R that had 50% no claims bonus. I was told by the customer support of Bajaj Allainz that all I had to do was send a scanned copy of the delivery note and the insurance certificate for claiming my ncb certificate. Now when I am finally sent them the email, they are making me run in circles. They now want me to get a scanned copy of the changed RC or Transfer Forms. This for a car registered in AP, where a RTO portal exists to verify car ownership details. Does this request for RC copy have any merit? |
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![]() | #487 | |
Senior - BHPian ![]() | ![]() Quote:
Hope this helps. | |
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![]() | #488 | |
Senior - BHPian ![]() | ![]() Quote:
This puts into inconvenience a lot of people who want to retain their old car only with a TP insurance and to use the NCB on New Car - for reason obvious as the NCD will make a huge difference in the premium they (Insurers) can get for a new car if there was no NCB/NCD. However, in PSU (National, Oriental, United, New India ) - "old generaion insurance comapanies" all you have to give is a proof of another insurance (either TP or Comp) for the vehicle (old) and you can cancel your Comp policy if its claim free and get the NCB Certificate, which is valid for 2 years from the date of issue. This NCB can be happily used for purchase of the insurance of the new car Time some one took the "private sector insurers" and their customer service practices to the Insurance Ombudsman or the IRDA Best Regards & Drive Safe Ram Last edited by r_nairtvm : 29th August 2013 at 13:03. | |
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![]() | #489 |
BHPian Join Date: Apr 2006 Location: Trivandrum
Posts: 69
Thanked: 8 Times
| ![]() Thanks to Team BHP. my 16,200 quote on my new Punto got reduced to 7636 bucks.. thanks to the 50% NCB transfer from an old Indica. a saving of 8.5K (that's more than the Comp insurance i was paying for the Indica for last 2 yrs) |
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![]() | #490 | |
BHPian Join Date: Nov 2007 Location: Pune
Posts: 59
Thanked: 19 Times
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will this work ? I am buying new card and would like to retain the old one too, however would like to utilzie NCB of my exiting car on new one without selling it. so shall i go ahead cancel my comprehensive policy on existing car, get third party or a new comprehensive policy from new company, get NCB letter. Is this possible ? Secondly I also own a two wheeler with 50% NCB, which my nephew is using, can i transfer to bike to my nephew and utilize 50% NCB on my new car? Thanks, Sunit | |
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![]() | #491 | |
BHPian Join Date: Nov 2007 Location: Pune
Posts: 59
Thanked: 19 Times
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Exisiting car Cheovorlet UVA - Comprehensive insurance from Reliance - 25% NCB expiring in 1st week of Nov 2013 New Car Storme - getting delivery by 10th of september. What are the options available for me. | |
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![]() | #492 | |
Senior - BHPian ![]() | ![]() Quote:
Trust this was useful Best Regards & Drive/Ride Safe Ram | |
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![]() | #493 | ||
Senior - BHPian ![]() | ![]() Quote:
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![]() | #494 | |
BHPian Join Date: Nov 2007 Location: Pune
Posts: 59
Thanked: 19 Times
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![]() | #495 |
Senior - BHPian ![]() Join Date: Jan 2008 Location: Dubai/Mumbai
Posts: 5,196
Thanked: 2,727 Times
| ![]() I am buying a used Civic and I have two queries regarding its insurance - 1) The car's insurance expires in November. I got to know that it will take about two months to get the new RC card in my name. By that time, the insurance will be expired. Can I transfer the insurance to my name without the new RC card? 2) Can I avail the No Claim Bonus of the old owner? |
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